jose miranda

vice president

About

My professional journey has been concentrated in corporate and commercial banking where I had the opportunity to work with local and multinational companies operating in industries such as Mining, Oil & Gas, Steel, Fishery, Construction, Retail, Education, Property Development and General & Professional Services. Through my career I have develop a strong credit analysis skill set combined with a clear understanding of business drivers, competitive environment and strategy in addition to solid commercial skills. I am passionate about taking challenges combining analytical and commercial skills with teamwork to provide solutions and achieve both short and long-term results.

Country

peru

City

peru

Industry

financial services

Skill

banking, commercial banking, corporate finance, credit analysis, credit risk, financial analysis, portfolio management, relationship management, financial risk, business strategy, financial services, credit, finance, infrastructure, project finance

Experience

intern

marinya capital

2014-9 - 2015-5 · 9 mos

* Reported to the CEO and CFO * Generated performance indicators and portfolio analysis based on asset allocation * Modelled reporting and performance analytics for the fund

full time mba candidate

agsm university of new south walles

2014-1 - 2015-4 · 1 yr 4 mos

Director of the Social Impact Club for the Class of 2015.

senior credit analyst

hsbc

2008-3 - 2010-5 · 2 yrs 3 mos

* Supported the Relationship Manager in credit analysis and portfolio management * Analysed over 60 local and foreign companies, based on a cash flow generation model * Prepared financial analysis and business credit applications for periodic review of existing / potential clients * Assisted in client management and instructed follow-up, resolving problems with credit operations

risk analyst

profuturo afp

2006-8 - 2008-3 · 1 yr 8 mos

* Reported to the Risk Manager by generating and evaluating liquidity, performance and market risk indicators * Calculated and monitored the liquidity of 3 portfolios, measuring performance based on a risk adjusted return model, using VAR, consistency and stress tests considering, markets, rates and currencies * Participated in developing the Financial Report sent to the pensioners

corporate banker

banco de crédito bcp

2015-7 - 2017-1 · 1 yr 7 mos

vice president client relations

bladex

2017-2 - 2017-12 · 11 mos

Managed a portfolio of financial institutions and corporate clients in Ecuador and Peru.

relationship manager

banco de crédito bcp

2011-12 - 2013-12 · 2 yrs 1 mo

* Managed a multi-industry portfolio of 70 local clients with credit facilities up to $350M USD * Generated revenues – interests and fees - for $7.5M USD, through lending and non lending products, with 118% fulfilment over budget * Reviewed and proposed credit facilities based on a risk adjusted return model * Coached a Business Associate in credit analysis and commercial skills

relationship manager

hsbc

2010-6 - 2011-11 · 1 yr 6 mos

* Managed a multi-industry portfolio of 40 local and foreign (multinational) clients with credit facilities up to $100M USD, generating revenues for $1.2M USD * Reviewed and prepared financial analysis and business credit applications for periodic review of existing and potential clients including market analysis * Identified business opportunities using structured loans, trade finance, leasing, cash management, treasury and personal financial services * Responsible for channelling new referred clients from the region into the Peruvian financial market. Facilitating theses new companies with the account opening process, local credit facilities and introduction to potential clients and providers * Reported to Global Relationship Managers in 5 continents, developing world and regional business strategies for multinational clients * Trained 3 credit analysts in financial analysis and commercial skills