Jose Carlos Paneda

Sourced acquisitions for new development sites and managed transaction process, including term sheet and loan agreement analysis to assess partner risk/return. Created and maintained proprietary financial model used for all company investments. Produced debt and equity offering memorandums for the financing of 3 luxury high-rise apartments in South Florida with total estimated capitalization in excess of $310M.

Took lead on developing financial model for condominium construction loan with multi-layered capital stack, resulting in a signed term sheet of $58M+ during COVID-19 pandemic Contributed to $1B+ office, retail, and capital markets pipelines by assisting analysts and associates with preparing offering memorandums for institutional clients; invited back for 2nd internship before graduation

Presented potential development opportunities and analyzed financial performance on current investments to senior management and board members, including a $300M+ luxury oceanfront development in Miami Beach Took ownership of treasury management and developed a streamlined process for tracking payments, forecasting expenses, and coordinating capital calls

Full time employee as a full time student. Responsible for all aspects of profitability reporting and goal monitoring. Conducted daily discussions with Managing Broker/Owner on sales growth and agent performance. Held weekly meetings with agents to build their own tailored business plan. Managed entire market research for both residential and commercial advisors, channeling raw data into key submarket knowledge. Conducted valuations and analyzed returns on existing sites and raw land through financial modeling.

Prepared a marketing plan to determine which key indicators should be used to identify primary markets, extracting industry specific data to determine potential development sites Performed financial analysis on selected sites, collaborating with the executive team to prioritize locations for optimal development and financial performance

Performed internal audits on multiple financial institutions. Verified and reviewed financial statements to assess the performance, liquidity, and solvency of the clients. Collaborated with senior auditors to construct business solutions for the client.