john mccoy

strategic solutions - loan product advisor

About

Well-rounded leader with a proven track record of success in conceiving, developing, and leading risk management functions and initiatives for large financial services companies. Bring a unique blend of experience to the table including: enterprise risk, operational risk, and credit risk management, risk technology solution design and development, project and change management, and regulatory compliance management. An experienced and effective relationship builder who strives to develop a partnership, and trusted advisor status, with stakeholders. * Operational Risk Management * Enterprise Risk Management * Issues Management (IM) * Risk Technology Solutions * Risk & Control Self-Assessments (RCSA) * Regulatory Risk Management * Governance, Risk & Control (GRC) Systems * Leadership and Team Building

Country

united states

City

philadelphia

Industry

financial services

Skill

risk management, analytics, credit cards, credit risk, portfolio management, financial risk, banking, financial services, management, capital markets, mortgage lending, operational risk management, credit, financial analysis

Experience

vice president - operational risk management

gmac mortgage ocwen financial

2011-9 - 2015-3 · 3 yrs 7 mos

strategic solutions - loan product advisor

freddie mac

2019-3 - Present · 7 yrs 7 mos

director â issues management and grc

cenlar fsb

2017-12 - 2018-6 · 7 mos

Responsible for leading the Issues Management (IM) program, managing the governance, risk and compliance (GRC) platform, and helping build the overall risk discipline at Cenlar FSB, a top 5 mortgage loan servicer.

vice president - risk management, decision automation

chase

2001-3 - 2004-8 · 3 yrs 6 mos

* Defined and implemented CHL Subprime's strategy for the use of automated decision technology. * Designed and developed mortgage underwriting systems, decision engines, "deal structuring" applications, and pricing engines. * Manage credit report data; automated decisioning use of credit report data; and, the relationship with the credit bureaus. * Risk data management, including the design and development of the central data warehouse.

vice president - credit risk - credit policy and decision automation

advanta seeds

1999-4 - 2001-3 · 2 yrs

* Defined and implemented Advanta's strategy for the use of automated decision technology. * Full life-cycle development responsibility for the Automated Intelligent Mortgage System (AIMS), a proprietary AI decisioning engine “in-house” designed and developed. * Separate credit policy management responsibility. Credit policy formulation based on loan portfolio performance, prevailing agency and industry practices, and macroeconomic conditions.

senior risk manager - decision automation

fannie mae

1996-2 - 1999-3 · 3 yrs 2 mos

Business design responsibility for Fannie Mae’s industry-standard Desktop Underwriter application, an automated underwriting system. Responsible for business requirement definition, user acceptance testing (UAT), and production support.

senior vice president - risk information management

chase

2004-8 - 2011-9 · 7 yrs 2 mos

advisory practice - financial services risk management

2015-3 - 2017-4 · 2 yrs 2 mos

Execution of financial services client risk assessments: enterprise risk management (ERM) framework assessments focused on three lines of defense, risk appetite, and board oversight; operational risk management (ORM) framework assessments focused on risk and control self-assessment (RCSA), issue management and remediation, and an effective second line of defense ORM function; and Corporate New Business Initiative (CNBI) framework assessments.