Johnny DePhillipo

I work with business owners, contractors, and real estate developers to design insurance programs that protect what they’ve built. While insurance may not be as exciting as coffee, it plays a critical role in the long-term stability of any business. I’m a risk consultant focused on structuring coverage for large, complex risks, tailored to each client’s specific operations and goals. Insurance isn’t just about policies and pricing it’s about how a business is understood. Every submission tells a story, and when that story is unclear or inconsistent, underwriting outcomes suffer. When it’s presented clearly and accurately, results improve. At The Barclay Group, a third-generation, family-owned brokerage founded in 1945, I provide both traditional and alternative risk strategies. I take a hands-on approach with every client, guiding them through each stage of their business to ensure their coverage is appropriate for today and adaptable for the future. My focus includes: Translating complex operations into clear, credible insurance submissions Structuring insurance programs that address real-world risk Providing context around claims, growth, and change Acting as a consistent advocate in front of underwriters Simply put, better insurance outcomes come from having the right representation and a clear story. If you’re a business owner, contractor, developer, real estate professional or just want to talk shop let’s connect.