john wardlaw

smilefinancial

About

30 YEARS IN FINANCE MANAGEMENT MARKETING Specialties: BTL BMV BRIDGING COMMERCIAL FINANCE ALL PROJECTS SELF-BUILD FINANCE TO 75% OF VALUATION FUNDS RELEASED IN ADVANCE OF COSTS

Country

united kingdom

City

inverness

Industry

financial services

Skill

mortgage lending, insurance, funding, negotiation, investments, loans, real estate, banking, new business development, investment properties, marketing strategy, business strategy, commercial mortgages, selling, property management, small business, residential homes, cemap, business studies, credit, mortgage, residential, sales management, business planning, refinance, customer relations, debt, online marketing, financial planning, underwriting, corporate finance, customer service, financial analysis, compliance, budgeting, team leadership, change management, due diligence, residential mortgages, advertising, purchase

Experience

mortgage and protection consultant

financec consulting

2012-1 - 2012-2 · 2 mos

scottish mortgage manager

ametys

2000-6 - 2003-11 · 3 yrs 6 mos

Running a large team of qualified mortgage consultants

claims consultant

we claim u gain

2012-1 - 2013-5 · 1 yr 5 mos

proprietor

hmbc

1989-1 - Present · 37 yrs 9 mos

arranging Residential,Commercial,Bridging BTL General & Life Insurances

smilefinancial

scotland

2013-1 - Present · 13 yrs 9 mos

CASH REBATE PENSION SCHEME We provide clients with a fantastic opportunity to raise cash without breaking open their UK pensions, provided they have a minimum transfer value of £10,000. This is NOT a ‘pension busting’ product, which can potentially create a 55% tax charge from HMRC. ALL of their pension remains within a UK pension structure. You are probably aware that whenever a pension or other investment is made, a significant amount of commission is made. To line the pockets of the people selling you the pension or the investment. However with the CASH REBATE SCHEME we pay commissions to you which is equal to 25% of the amount you transfer. Key Benefits 25% Lump Sum Paid To YOU Following Transfer Guaranteed Return of 3.5% Per Annum Guaranteed 100% Return Of Initial Transfer Value Upon Retirement Or Transfer After 10 Years Pension Is Invested Into a Portfolio of Up Market Residential Properties In London And The Home Counties No Up Front Fees Please let me know if you are interested and I Will contact you in in due course so as to discuss the proposal in more detail