joe mccarthy

McGraw-Hill Education is the world's leading learning science company. We apply our deep understanding of how instructors teach and how learning happens to create educational content and solutions that improve outcomes from early childhood through adult. We have offices across North America, India, China, Europe, the Middle East and South America, and our solutions are available in nearly 60 languages. For additional information, visit www.mheducation.com.To learn about career opportunities with our talented and growing team, visit www.mheducation.com/contact/careersFollow us on Twitter at www.twitter.com/mheducation

S&P Global Ratings is the world's leading provider of independent credit ratings. Our ratings are essential to driving growth, providing transparency and helping educate market participants so they can make decisions with confidence. We have more than 1 million credit ratings outstanding on government, corporate, financial sector and structured finance entities and securities. We offer an independent view of the market built on a unique combination of broad perspective and local insight. We provide our opinions and research about relative credit risk; market participants gain independent information to help support the growth of transparent, liquid debt markets worldwide.S&P Global Ratings is a division of S&P Global (NYSE: SPGI), which provides essential intelligence for individuals, companies and governments to make decisions with confidence. For more information, visit www.spglobal.com/ratings.