Jennifer Solano Araya

Led the operational governance and strategic oversight of four finance functions— Cash Positioning, Bank Reconciliations, Bank Administration, and Back Office — across 13 Latin American countries, supporting 300 bank accounts with an annual volume of USD 230B. Partnered with senior team leads across each area to drive process reviews, manage cross-functional escalations, and deliver executive reporting. -Applied deep treasury expertise across cash positioning, liquidity management, FX operations, bank reconciliations, and banking operations to support strategic decisions, advise senior leadership, and ensure regulatory compliance. -Analyzed cash flow trends, liquidity drivers, and operational variances to develop financial reporting and forward-looking forecasts that supported leadership decision-making. -Developed executive-level financial reports and KPI dashboards leveraging Power BI and Power Query, transforming complex financial and operational data into actionable business insights. -Ensured regulatory compliance and reporting accuracy across multiple jurisdictions, maintaining alignment with corporate policies and internal control standards. -Facilitated cross-functional alignment across multiple business functions to resolve financial discrepancies, clarify process ownership, and strengthen end-to-end process integrity. -Conducted quarterly performance reviews across four treasury teams to evaluate operational metrics, identify development opportunities, and drive targeted improvement plans. -Partnered with senior leadership to design and monitor standardized internal control frameworks and performance metrics, reducing control gaps and strengthening regional governance. -Led automation, process standardization, and redesign initiatives using Power Query and digital workflow solutions, generating 35+ monthly efficiency hours while improving data integrity and operational efficiency.

Senior lead for the Cash Positioning team, overseeing liquidity management, banking operations, and financial controls across 13 LATAM countries — supporting approximately USD 18 billion in annual fund transfers within established SLAs. Provided operational leadership to a team of six analysts while partnering with treasury leadership, banking partners, auditors, and cross-functional teams to optimize liquidity strategies, strengthen controls, and mitigate operational risk. -Recovered approximately USD 100,000 in overcharged fees through detailed cost analysis and direct follow-up with external partners. -Identified alternative funding strategies in collaboration with cross-functional teams, generating USD 10,000 in monthly savings on bank transfer costs. -Implemented Zero Balance Accounts (ZBA) across 8 accounts in 4 Central American countries, optimizing idle liquidity and reducing manual funding movements. -Analyzed treasury limits, identified variances, and implemented cash flow controls to ensure compliance with internal policies — delivering action-oriented reporting to support operational decision-making. -Analyzed regional cash positions to identify discrepancies and liquidity risks, coordinating with banks, brokers, and internal stakeholders to drive rapid issue resolution and ensure business continuity. -Mentored and coached junior analysts on financial operations and best practices — strengthening team capabilities, fostering knowledge transfer, and supporting individual performance growth. -Drove two automation initiatives — cash flow processes using Power Query (saving 45 hours/month) and performance metrics reporting (saving 20+ hours/month) — training all six analysts to independently manage their own automations. -Designed and tracked a monthly payment variance metric comparing funding requests against actual payments — driving root cause analysis and corrective actions to achieve a 95% payment accuracy target.

Executed daily financial operations including bank transfers, FX spot transactions, and loan payments across multiple LATAM regions. Prepared financial planning reports through detailed cash flow forecasts, actuals analysis, and variance tracking to support liquidity decision-making. -Supported the launch and stabilization of a new Shared Service Center, coordinating with multiple departments to design financial workflows from the ground up — fully operational within 3 months. -Contributed to the migration of the Cash Positioning process from Argentina to Costa Rica, coordinating with multiple departments to align schedules, redefine responsibilities, and establish new cross-team workflows. -Managed a seamless SAP migration across four Central American countries by documenting flows, executing tests, and training six users for independent operations. -Served as regional backup for the Cash Positioning team across up to 12 LATAM countries, executing daily cash operations and processing approximately 70 bank transfers per country per month.

Managed end-to-end Accounts Payable and supplier payment operations across Central America and Andean countries, ensuring timely and accurate payment execution aligned with established SLAs and financial controls. Prepared cash flow forecasts and actuals to support financial planning and decision-making. -Processed and executed supplier payment runs through SAP and online banking platforms, ensuring compliance with financial policies, internal controls, and SLA-driven due date priorities. -Monitored outstanding payment items to prevent overdue balances, coordinating with vendors and escalating issues to ensure timely resolution and uninterrupted payment operations. -Coordinated with Master Data team to maintain accurate vendor records and resolve payment discrepancies across assigned markets. -Contributed to the migration of financial and payment processes from Colombia and Peru to the Costa Rica SSC, ensuring operational continuity and knowledge transfer. -Calculated FX exposure and executed hedging instruments — Forwards, Spots, and NDFs — with banking partners to mitigate currency risk and optimize funding positions.