Jennifer Ratten
VP Application Engineering | Data Strategy and Practice @ NFP, an Aon company
About
With a background that bridges business strategy and technical architecture, I bring a unique blend of strategic vision and hands-on technical expertise to every project. My career began on the business side, which gives me a deep understanding of how to align data solutions with real-world goals—and how to communicate effectively across all levels of an organization. My roots in business give me a strong sense of what stakeholders need, while my technical experience allows me to architect solutions that deliver. I specialize in designing and managing scalable data platforms, overseeing infrastructure, and driving innovation through AI, automation, and analytics. I love building systems that empower teams, and I’m equally passionate about sharing what I learn through blogging, workshops, and community engagement.
United States
Jacksonville
Insurance
Agentic AI Development, Technical Enablement, Data Domains, Agentic Workflows, Thought Leadership, Solution Architecture, Data Governance, Data Strategies, Platform Architecture, Software as a Service (SaaS), PySpark, Apache Spark, Transact-SQL (T-SQL), Microsoft Power Platform, Artificial Intelligence (AI), Machine Learning, Data Science, Microsoft Purview, Azure Logic Apps, SQL
Experience

VP Application Engineering | Data Strategy and Practice
I set the vision and operating model for how data, analytics, and low code and AI solutions are designed, governed, and adopted, balancing innovation with scalability, security, and real business outcomes. Key responsibilities and impact: • Define versatile enterprise data and AI strategies aligned to organizational objectives. • Lead the Data & Analytics practice, including talent strategy and technical standards • Own Microsoft Fabric, Power BI, Power Platform, and AI adoption at scale • Governance and architectural frameworks for data products, platforms, integrations, automations and AI solutions • Champion self‑service analytics, agentic solutions, and data literacy across the organization • Partner with executives and business leaders to translate strategy into measurable outcomes Passionate about building modern platforms and communities that enable teams to move faster - confidently and responsibly - with data and AI.

Sr. Account Executive, Benefits
St Augustine Beach, Florida, United States
Consultant, Architect and Manager of Employee Benefits Programs • Florida 2-15 Licensed: Life, Health and Variable Annuity (since 2002) • Employee Benefits design, implementation, evaluation, strategic planning and management including employee communications, education, assessments and incentives; plan renewals, open enrollment, compliance and technology solutions • Extensive knowledge, strategies and application of group employee benefits coverages, products and usages, insurance statutes and legislation, benefit financing techniques, carrier qualities and criteria, technology solutions and integration, and strategies for employer cost reduction • Create custom client HR intranet portals with embedded web-based benefits enrollment and reporting capabilities, enhancing satisfaction, accuracy and efficiency • Develop and maintain strong relationships with clients and insurance carriers • Manage employee benefits program renewals, comprehensive market analysis, including provider/pharmacy disruption and network analysis, claims utilization analysis, benchmarking and interventions • Training, ongoing coaching and consultation regarding compliance with the Affordable Care Act, ERISA, COBRA, Section 125, HIPAA and other legislation • Design marketing materials and respond to Broker Requests For Proposals • Evaluate insurance carriers on quality, economics, efficiency and resources • Develop and maintain workflows and process improvements that align and contribute to the business strategy and planning • Translate strategic vision into results-oriented organizational initiatives; map corporate strategies to internal and external resources, procure and analyze future solution possibilities • Identify internal areas of opportunity and efficiency improvements • Extensive data analytics, comprehension, interpretation, visualization and presentation skills

Sr. Account Executive, Benefits
Haught Financial Group
Consultant, Architect and Manager of Employee Benefits Programs • Florida 2-15 Licensed: Life, Health and Variable Annuity (since 2002) • Employee Benefits design, implementation, evaluation, strategic planning and management including employee communications, education, assessments and incentives; plan renewals, open enrollment, compliance and technology solutions • Extensive knowledge, strategies and application of group employee benefits coverages, products and usages, insurance statutes and legislation, benefit financing techniques, carrier qualities and criteria, technology solutions and integration, and strategies for employer cost reduction • Create custom client HR intranet portals with embedded web-based benefits enrollment and reporting capabilities, enhancing satisfaction, accuracy and efficiency • Develop and maintain strong relationships with clients and insurance carriers • Manage employee benefits program renewals, comprehensive market analysis, including provider/pharmacy disruption and network analysis, claims utilization analysis, benchmarking and interventions • Training, ongoing coaching and consultation regarding compliance with the Affordable Care Act, ERISA, COBRA, Section 125, HIPAA and other legislation • Design marketing materials and respond to Broker Requests For Proposals • Evaluate insurance carriers on quality, economics, efficiency and resources • Develop and maintain workflows that align and contribute to the business strategy and planning • Translate strategic vision into results-oriented organizational initiatives; map corporate strategies to internal and external resources, procure and analyze future solution possibilities • Identify internal areas of opportunity and efficiency improvements
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