Mohamad Jalkan

Financial Planning and Analysis: • Optimized cash flow management strategies, ensuring sufficient funds were available for daily operations while maximizing returns on idle cash balances. • Prepared comprehensive financial statements for executive review, aiding in effective decision-making processes regarding growth opportunities and resource allocation. • Conduct in-depth financial analyses to assess business performance and identify growth opportunities. Investment & Capital Management: • Perform financial analysis viz. ROI, IRR, NPV, DCF, Enterprise Value, etc. Possess an understanding of financial management, financial analysis, and reporting. • Assist in managing the company's capital structure and funding strategies( Bank Facilities) Cost Control and Optimization: • Monitor and analyze costs across departments to identify inefficiencies and recommend cost-saving measures. • Analyzed budgets, financial reports, and projections for accurate reporting of financial standing. Reporting and Compliance: • Established internal audit procedures to validate and improve accuracy of financial reporting • Support the audit process by coordinating with auditors and providing necessary documentation. HR Administration: • Oversee HR administrative functions, including payroll processing, benefits administration, and record-keeping. Ensure accuracy and confidentiality of HR data and records. • Ensure compliance with employment laws, regulations, and company policies. Keep abreast of changes in HR laws and regulations and implement necessary updates to policies and procedures. • Oversee compensation and benefits programs, including salary benchmarking, incentive plans, and employee benefits packages. Ensure competitiveness and fairness in compensation practices. Company Strategy • Develop and implement HR strategies and initiatives aligned with business objectives. Drive initiatives related to talent acquisition, retention, performance management, and employee engagement.

1- Handling and maintaining complete Book of Accounts – Cash, Accounts Payable, Accounts Receivable’s, credit control. General ledger and other related accounting procedures. 2- Prepare, review and analyze quarterly financial statements and ensure an accurate and timely monthly, quarterly and year end close and submit reports to the Higher Management for financial assessment. 3- Preparation of monthly salaries for all the employees and Reconciliation and rectification for all day to day transactions. Preparation of monthly salaries under WPS 4- Managing Deposits and funds in the bank account and negotiating with financial institutions on monthly interests and charges based on data. Ensure the monthly and quarterly Bank Compliance activities are performed in a timely and accurate manner Preparation of Financial forecast, Incentives, policies and making transactions with the bank based on these data.

Underwriting (Pre-issue services) Review and analyze motor risks in order to issue policies. Designs, develops and follows the implementation of retail and corporate products. Drafts the slips and offers Drafts the policies wording where the case arises. Provides technical presentations to corporate existing and potential insureds or applicants when needed. Draws comparison sheets periodically about products available in the market. Communicate and directly interact with producers, policyholders, guarantors, applicants, brokers, agencies and/or other sources concerning underwriting decisions and procedures. Renewals & Claims (Post issue services) Reviews policies after having been issued to verify their conformity. Proposes and verifies add-ons and endorsements to policies. Reviews claims and intervenes when necessary with policyholders and guarantors. Relationship building with loss adjusters, workshops and other claims intervenient. Prepares regular production statistics on renewals and new business.

1. Prepare, examine, and analyze accounting records, financial statements, and other financial reports for the purpose of assessing accuracy and adherence to reporting and procedural standards. 2. Perform general accounting functions including operation and reconciliation of the general ledger accounts, journal entries, and coordinate the monthly closing process. 3. Analyze financial information and operational costs, call attention to trends, make recommendations and highlight to management potential issues affecting expenses, balances, or cash flow. 4. Closely maintain and monitor the fixed assets system. 5. Assist with the annual budgeting process including preparation of all allocations. 6. Develop and implement various accounting procedures and provide support during the internal and external audit processes.