Jaak Niit

- Led a team of 4-6 engineers: managing the development and delivery of multiple products within the fintech space. - Technical Oversight: Collaborated with cross-functional teams to define technical requirements and implement best practices, ensuring code quality and system reliability. - Product Development: Spearheaded the creation of new fintech products, contributing to the company’s growth and competitive advantage. - Continuous Improvement: Implemented agile methodologies and continuous improvement initiatives to enhance team productivity and product quality. Team Key Achievements: - March 2022: Redesigned the Card Metadata API, significantly improving response times and enhancing service resilience, handling approximately 1,000 requests per second with sub-3ms latency. - February 2023: Deployed the Real-Time Account Updater service, increasing the acceptance rate of recurring card payments by up to 2% per merchant.

My role in Icefire OÜ has been mainly a technical analyst in different areas - data migration, enterprise systems integration, business analyzes/reporting. During the last years, I have been involved in different data migration projects as Data Migration Architect and Data Analyst. I prefer to work in small teams with a wide specter of responsibilities. Main projects: • Analyst in Tuum (former Modularbank) (2020-2021 June) * Bigbank Estonia loans data migration (2019 December) • Bigbank Latvia data migration (2019 July) • Bigbank Estonia deposits data migration (2019 May) • Bigbank Lithuania data migration (2019 February) • Bigbank Sweden data migration (2018 July) • Danske Estonia data migration (2018 May) • Bigbank Finland data migration (2017 June) • Cloud-based revenue recognition solution for SaaS model businesses (2016) • Swedbank limit account payments analyze (2015) • Estonian Telecom Leasing system development (2014) • IT and Development Centre. Ministry of the Interior, Estonia (SMIT), Integration of domestic systems with Schengen Information System 2 (2013) • Eesti Energia open market integration (2012) • Estonian Telecom Leasing system development (2011) • Skype Revenue Journaling System Data Warehouse implementation (2010) • Skype Revenue Journaling System Analyze and implementation (2009)

During these 10 years my profession developed from software developer in Hansabank to Pan-Baltic Area Manager in Swedbank. Main projects: • In-house development of core modules of retail banking system for Hansabank/Swedbank • Implementation of Hansabank IT system to Hansabank Lithuania (1999) • Implementation of Hansabank IT system to Hansabank Latvia (data migration from former live system) (2000) • Facilitating the merger of Lietuvas Taupomasis Bankas and Hansabank Lithuania (data migration from former live system) (2001)

Developed automated process management software with first Estonian computer called Juku.