Iris Yangxiaoshen Yang

Exploring the application of AI technologies in P&C insurance

Led the premium reconciliation effort to resolve any variances between premium cash collection and the receivables. Improved Underwriting and Operations excellence by investigating, identifying gaps and providing solutions.

Developed a strategic risk appetite model for risk management controls in Revenue Assurance Conducted research and data analytics in revenue, collections and credit dashboards in Power BI Implemented business analytics and project management in Jira Confluence Workspace

Underwriting management: Worked on case underwriting, account and product performance review, underwriting infrastructure and internal monitoring to ensure improvement in loss ratio and combined ratio at various geographic and product levels Product Development: Worked on development of new coverage, benefit design, market research, clause filing to present new and revamped products that are speed to market and deliver fair customer outcomes Financial: Worked on assigned financial targets and pursue profitable growth through organic strategies set Operational: Developed and maintained operational rules and guidelines and work with marketing team, claims, share service center and IT on their needs

In-depth understanding of Chinese and American compliance and regulatory infrastructure and requirements Responsible for Anti-corruption and Privacy Protection, and support Economic Sanctions, Anti-Money Laundering, Compliance testing, inspections and trainings at country or branch level. Worked on fine-tuning internal operation process and controls accordingly Responsible for compliance and regulatory work in Jiangsu and Beijing Branch (interim)

Business analytics: manage data and analytics in support of growth and profitability for the A&H business at provincial level, with a focus on enhancing underwriting controls, competitor and marketplace dynamics and product line level analysis. Underwriting: Comprehensive management of underwriting, risk analysis, product design, project management, etc. of the Accident & Health Insurance Business at provincial level. Operational: Worked on launching and maintaining operation of four innovative sales platforms (incl. mobile app, webpage and pos) and related promotions and trainings at city-branch level. Business Development support: Visited clients with BDs as underwriting technical support. Worked on making marketing plans and materials for product promotions.

National Scholarship