Aayush Kashyap

Management Intern @ Persistent Systems

About

I am a results-driven Banking Executive with over 7.5 years of experience in driving topline acceleration,portfolio expansion, and revenue optimization within commercial lending and retail banking ecosystems. Myexpertise lies in strategic business development, relationship management, and digital transformation, where Ifocus on delivering compliant, data-driven banking solutions. I have a proven track record of strengtheningstakeholder partnerships and enhancing operational efficiency, which has been pivotal in my career.Throughout my journey, I have successfully unlocked high-value opportunities across HNI, NRI, and MSMEsegments, consistently driving sustainable balance sheet growth. My recent role as a Manager at Indian Bankallowed me to lead strategic initiatives that converged digital transformation with customer-centricinnovation. I am passionate about leveraging market intelligence to identify untapped opportunities and drivestrategic expansion across multi-branch networks.

Country

India

City

Bengaluru

Industry

Banking

Skill

International Relations, International Financial Reporting Standards (IFRS), International Business, Digital Strategy, Luxury Brand Marketing, Agentic AI Development, Project Management, Microsoft Copilot, Market Research, Large Language Models (LLM), Digital Transformation, Business Process Improvement, Agile Methodologies, Change Management, Financial Modeling, Analytical Skills, Problem Solving, Internet Banking, Portfolio Management, Chargebacks

Experience

Management Intern

Persistent Systems

2025-9 - 2025-11 · 3 mos

Spearheaded end-to-end product development for Agentic AI use cases within the US Mortgage domain, orchestrating requirement elicitation, process mapping, and comprehensive pain-point analysis across the mortgage value chain. Evaluated and strategically prioritized 7 high-impact AI use cases leveraging the RICE framework, ensuring optimal alignment with business value, feasibility, and market demand. Deconstructed complex business and regulatory requirements into structured, actionable development briefs, enabling seamless alignment between domain stakeholders and engineering teams. Validated solution feasibility and performance through a Kaggle-based data sandbox, applying empirical testing to de-risk implementation and refine model effectiveness. Synthesized product insights and validated outcomes to design a market-ready Go-to-Market strategy, positioning the solution for scalable adoption within the US Mortgage ecosystem.

Manager

Indian Bank

2017-10 - 2025-3 · 7 yrs 6 mos

India

In my role as Manager at Indian Bank, I led end-to-end business development initiatives, unlocking new revenue streams through strategic market positioning and targeted client acquisition. I was responsible for expanding portfolios while ensuring asset quality, balancing growth with prudent risk management. My focus on client relationship excellence allowed me to strengthen client engagement, boosting retention and wallet share through consultative, cross-functional collaboration. Additionally, I managed branch P&L, optimizing revenue, cost efficiency, and profitability through data-driven decisions. I spearheaded strategic sales and market penetration efforts, enhancing fee income and market reach while adhering to operational and regulatory standards. Achievements: - Promoted to Branch Manager in 3 years, achieving a topline growth from ₹300Cr to ₹390Cr and doubling the MSME/Retail portfolio to ₹40Cr, while maintaining NPAs below 3%. - Successfully unlocked a ₹250Cr opportunity by benchmarking against 40+ peers and scaling strategies across 90 branches. - Mobilized over ₹50Cr in NRI deposit inflows and managed a ₹25Cr NRI portfolio across 130+ clients. - Delivered a 7X growth in commission and reduced the FX/Trade settlement cycle from 3 days to 1 day. - Resolved a ₹48Cr processing error by implementing a control framework across 90 branches, ensuring compliance and operational excellence.