honorius croitorescu

basic accounting activities at Financial&Acc.Dept.;

* responsible with coordinating a team o 6 employees (cashiers,sellers, tellers) * responsible with achieving established sales targets * monitoring, motivating and discussing on daily basis with sales team

* responsible with coordinating a team of 13 people involved both in corporate and retail business * deliver results in line with agreed budget, focusing on incomes under optimal RWA * responsible to increase cross-sell ratios, maintain a healthy portfolio * targeting top companies prospects, by having regular meetings with management teams * responsible with executing retail sales budget by using micromanagement activities, permanently monitoring staff sales effort and setting action plans where necessary * evaluate staff and develop team members by creating performance culture * manage and reduce risk, by constant monitoring of portfolio and of market conditions

* responsible with coordination of a team of 31 employees (retail advisers, micro companies advisers, cashiers, operations advisors) * responsible for checking/approving micro companies lending documentation * responsible for checking/approving legal documentation for account opening at micro companies * training staff to be more effective in sales process, on daily basis, using a wide range of micromanagement tools * sales oriented with strong direct support in sales process * identifying business opportunities and redirecting the deal to the team * responsible with corporate cross-sell * developing staff, creating to each tallented employee a career plan * collecting at all times, from staff, feed-back * responsible for branch expenses budget

* economic and financial analysis of customers * permanently prospecting the market * responsible for a budget of sales/incomes * responsible with the maintenance of portfolio * permanent relationship with customer's management * responsible for identifying retail business as cross-selling opportunity

* cashier, later economist at Foreign Operations Dept. and then Loans officer * responsible with current foreign currencies activities: from opening accounts, forex, external payments, SWIFT messages, term deposits, escrow accounts, collecting data for documentary payments, etc. * responsible with administrating loans for corporate clients: economic and financial analysis of the customers, KYC procedures, permanent relationship with the customer, cross-sell oportunities to identify if applicable * monitoring the portfolio * involved in collection, other current specific activities.

* responsible with bookeeping cash and bank positions and later inventory positions * analysis of WIP * responsible with certain products price calculation.

* collecting data about audited customer * helping senior auditor with the analysis of various accounts * structuring data into synthetic information for the worksheets

* delivering results in line with agreed budget, allocated region Sibiu&Mures * targeting eligible companies prospects and originating viable business, having regular business meetings with management teams * constantly monitoring portfolio and reducing risks * having the best people management for best sales results

* deliver results in line with agreed budget, focusing on incomes under optimal RWA for Western Region of Romania * targeting eligible companies prospects for, originating viable businesess by having regular meetings with management teams * targeting top companies prospects, by having regular meetings with management teams * manage and reduce risk, by constant monitoring of portfolio and of market condition * people management for best sales results.