henry kowalski

* Designed processes and procedures for order entry and billing. Implemented the billing system, the order entry system, and QuickBooks as the temporary financial system while completing a conversion to Oracle R11i. * Created an initial order entry system in Microsoft Access and used this database as the template for the Remedy database and forms, providing a flexible and robust order entry system. * Integrated the billing system with our website to allow clients to view invoices via their client control dashboard. * Financial lead on Oracle implementation team.

Support Marketing and Sales in the consumer markets for revenue and expense analysis, budgeting and planning for the five state Midwest region totaling $4 billion in annual revenue. Support the marketing and sales channels by budgeting, headcount planning, rolling forecasts, P&L, expense approval, activity based costing reports, promotion analysis and approvals, doubling the channels supported per analyst. Develop, build and maintain databases for consumer markets and business channel revenues with unit volumes allowing querying from Excel, standardizing data analysis and eliminating IT involvement in recurring reporting. Rotate through roles in Finance to document, automate, and implement new initiatives though mergers, as the departments streamline and increasing productivity is essential, then train analysts on new processes and models. Analyze and budget revenue and expenses for U-verse, DSL, Cingular, DISH, Dial-up Internet, toll, usage, long distance, access lines.

* Co-founded the partnership and was involved in all aspects of the business, specializing in the back office operations and financial reporting. * Developed and promoted the business plan used to create this entity, raising $1 million in capital. * Formed the operational procedures to support trading and accounting. * Completed all accounting functions, including financial and regulatory reporting, capital calculations, budgets, and tax preparation. * Provided additional consulting services to other broker-dealers and financial institutions.

* First non-sales employee involved in all aspects of the broker-dealer operations. * Implemented policies and procedures to conform to federal and state regulations relating to the following departments: trade desk, margins, new accounts, P&S, customer service, and accounting. * Managed 4 operations employees, 3 traders, and 12 brokers. * Analyzed costs regarding pricing and payout structures for the home office and remote branches. * Completed all accounting functions, including financial and regulatory reporting, and capital calculations. Also, performed the accounting for all trading accounts; including stock, option, and bond positions. * Demonstrated effective problem solving abilities in resolving issues as they arose and implemented procedures to prevent problems from reoccurring. * Installed and maintained computers used in the LAN environment, reducing downtime as the on-site tech.

* Started as a teller, progressed through operations and accounting applying studies in finance and actuarial science to investments, forecasting, and budgeting. * Guided the investment committee in the management of a $2.2 million portfolio. * Determined investment alternatives within regulatory limitations for yield improvement, duration matching, and diversification, achieving 20%+ investment returns. * Developed forecasting methods for cash flow and portfolio durations, optimizing a steep yield curve. * Team member of system implementation.

Consulting service for small businesses and credit unions in investment strategies, real estate negotiations, forecasting methods and financial data reconciliations.

* Support Growth & Development and the Real Estate approval process; developed strategies, researched, analyzed, helped negotiate, and presented to the real estate board committee leases that were approved for over 10 million square feet of retail, office and warehouse space. * Team with the Deal Makers and legal department to negotiate leases that conform to our financial objectives. * Develop and prepare financial modeling and analysis supporting the approval process, with indepth evaluation of site characteristics to accurately forecast store performance. * Analyze and model sales trends for forecasting and budgeting, along with providing reports and analytics for SEC and investor relations. * Partner with real estate research in determining potential trade areas and market strategies. * Covered for the Construction Manager while she was on family leave.

Activities and Societies: Alpha Phi Omega - Service Fraternity