Harsh Gupta

Head of Cross border Payments @ Cashfree Payments

About

Fintech & Banking Leader | Cross-Border Payments Expert | Product & Growth Strategist With an academic foundation from IIT Roorkee and IIM Ahmedabad, I bring extensive experience in strategy, partnerships, product development, and growth within the fintech and banking sectors. My career began at Citi, where I was selected for their prestigious fast-track program, specializing in FX solutioning and risk management for corporates and financial institutions. I also led the high-growth 'New Age Industries' segment in Citi India’s Markets team. Afterward, I spearheaded partnerships at Xflow Payments, an early-stage cross-border payments fintech, before taking on my current role at Cashfree. As the head of cross-border payments, I’m responsible for building and scaling a comprehensive global product stack, with full P&L ownership. My focus is on driving innovation in cross-border payments and forming strategic partnerships to deliver seamless, scalable solutions for clients worldwide.

Country

India

City

Mumbai

Industry

Financial Services

Skill

Digital Strategy, Sales, Stakeholder Management, Product Development, Hedging, Payments, Foreign Exchange (FX) Trading, Strategic Partnerships, Go-to-Market Strategy, Derivatives, FX Options, Financial Structuring, Strategy, Management, Business Development, Corporate Finance, Banking, Treasury, Corporate Sales Management, Business Analysis

Experience

Head of Cross border Payments

Cashfree Payments

2024-9 - Present · 2 yrs 1 mo

Bengaluru, Karnataka, India

Product consultant for Forex solutions

Zaggle

2024-3 - 2024-9 · 7 mos

Mumbai, Maharashtra, India

Growth and Product Consultant

Skydo

2023-9 - 2024-2 · 6 mos

Bengaluru, Karnataka, India

Head of Partnerships

Xflow

2022-4 - 2023-9 · 1 yr 6 mos

Bengaluru, Karnataka, India

Currently, I am the heading partnerships at Xflow, an early-stage Stripe-funded startup in the cross-border payment segment. In this role, I have successfully integrated banking and non-banking partnerships with global players across the US, EMEA, and India. As a key member of the product and growth team, I have also played an instrumental role in developing FX product solutions, API modeling, customer experience, and risk management suite, which have resulted in enhanced customer acquisition and satisfaction. Additionally, I provided regulatory, legal, and compliance oversight, enabling XFlow's cross-border payment infrastructure setup for US-IN and EMEA-IN corridors.

VP, FX Sales - Corporate Sales & Solutioning

Citi India

2011-5 - 2022-4 · 11 yrs

Mumbai, Maharashtra, India

I launched my career at Citi, where I was chosen for their prestigious fast-track program for high potentials and refined my expertise in FX solutioning and risk management for both corporates and financial institutions. Throughout my stint in Citi, I have worked closely with Citi's global market teams across various asset classes in IN, HK, and SG. Notably, I spearheaded the high-growth ‘New Age Industries’ segment for the Citi India Markets team.