Haider shafi

Banking Associate @ Jammu& Kashmir Bank

About

I am a dedicated banking professional with 17+ years of experience in banking and financial services. Currently working as an Assistant Banking Associate at Jammu & Kashmir Bank, I have strong experience in Banking Operations, Retail Banking, Customer Relationship Management, KYC/AML Compliance, Account Opening, Cash Handling, Loan Documentation, Digital Banking, and Regulatory Compliance.I am committed to delivering excellent customer service while ensuring accuracy, professionalism, and compliance with banking regulations.I am currently pursuing CAMS (Certified Anti-Money Laundering Specialist – ACAMS) and JAIIB (Indian Institute of Banking & Finance) to enhance my expertise in Anti-Money Laundering, Financial Crime Prevention, Risk Management, and Banking Compliance.I am open to career opportunities in India and the UAE banking sector, where I can contribute my experience and continue growing in an international banking environment.

Country

India

City

Srinagar

Industry

Banking

Skill

Banking Operations, kyc compliance , Anti-Money Laundering, Regulatory Compliance, Banking Services, Single Board Computers, Digital Services, Microsoft Office, Customer Onboarding, European Banking Authority (EBA), Opening New Accounts, Cash Handling, Retail Banking, Financial Management Experience, Account Reconciliation, B2B Commerce, Records Management, Compliance Operations, Customer Service Operations, Legal Document Preparation

Experience

Banking Associate

Jammu& Kashmir Bank

2017-3 - Present · 9 yrs 7 mos

India

I am a banking professional with 17+ years of experience in banking and financial services. I specialize in banking operations, KYC/AML compliance, customer relationship management, account opening, loan documentation, cash operations, and digital banking. I am committed to delivering reliable, customer-focused financial services while maintaining the highest standards of compliance and professionalism. I am open to banking, AML, and financial services opportunities in India and the UAE.

Compliance Associate

The Jammu & Kashmir Bank Ltd

2017 - Present · 9 yrs

• Managed daily branch operations including cash handling, teller activities, and transaction reconciliation • Performed customer onboarding, KYC verification, and AML compliance checks • Resolved customer service issues and operational discrepancies • Supported loan processing and documentation review • Maintained accurate records and supported audits • Handled SMA-0, SMA-1, and SMA-2 accounts

Correspondent

The Jammu & Kashmir Bank Ltd

2009 - 2017 · 8 yrs

• Account opening and Aadhaar seeding • AEPS and Micro-ATM transactions • Government schemes support (PMJDY, DBT, pensions)

Education

University of Kashmir

Accounting and Finance

2008-3 - 2011-3 · 3 yrs 1 mo

Bachelor of Commerce (B.Com) with a strong foundation in Accounting, Banking, Finance, Business Management, Economics, Taxation, and Business Law. Developed analytical, financial, and customer service skills that support my professional career in banking and financial services.