Hadrien Xu

I am a tech-rooted Senior Product & Solutions Director with nearly 20 years of deep expertise in the global FinTech sector, specializing extensively in the US payment ecosystem. My career is defined by a unique cross-functional mastery that seamlessly bridges low-level hardware protocols with cloud-based platform architectures. My professional moat is built on three premium industry pillars: Payment Platform & Solutions Leadership (Sunmi): Spearheaded the end-to-end product architecture and commercial launch of our core Payment Platform—a robust, next-generation infrastructure engineered specifically for the US market. Seamlessly delivered omnichannel merchant services and multi-level hierarchy structures tailored for ISOs and ISVs. Card Network Authority (Ex-American Express): Served as Certification Manager at Amex, gaining insider mastery of card brand rules, clearing protocols, network security, and strict global compliance frameworks. Hardware & EMV Core Expertise (Nexgo & Sunmi): Possess an ironclad technical foundation in in-person (card-present) payments, EMV requirements, L1/L2/L3 certifications, and localized POS terminal software deployment. I excel at leading cross-border product teams to translate complex regulatory and technical standards into high-growth, market-ready commercial solutions. Always open to connecting with fellow FinTech innovators, ISO/ISV partners, and exploring strategic opportunities within the US payment sector.