Gizem T.

- Enterprise-wide ownership of Financial Crime Compliance strategy, governance, and operating model across a multi-entity, cross-border organization, ensuring alignment with international and national regulatory frameworks - Definition and harmonization of Group FCC frameworks, standards, and minimum control requirements, ensuring consistent implementation - Establishment & oversight of governance architecture, including policies, escalation mechanisms, control frameworks, and structured reporting to senior management and the Board of Directors - Accountability for the design, implementation, and continuous enhancement of AML/CFT and sanctions programmes, ensuring effective integration of regulatory expectations into operational and business models - Oversight of enterprise-wide risk identification and assessment processes, maintaining a consolidated view of financial crime risks across customers, products, services, and geographies - Direct engagement with regulators, supervisory authorities, FIUs, and external stakeholders, including participation in inspections, supervisory reviews, and ongoing regulatory dialogue across multiple jurisdictions - Leadership of monitoring, testing, and control effectiveness frameworks, with structured reporting of key findings, risk exposures, and remediation actions to executive management and the Board - Oversight and coordination of remediation programmes, audits, and regulatory assessments, ensuring timely and effective resolution of findings across entities - Alignment across first, second, and third lines ensuring clarity of roles, responsibilities, and effective governance - Executive advisory to senior management and Board-level stakeholders on regulatory exposure, enforcement risk, and strategic positioning in high-scrutiny environments - Facilitation of intra-group information sharing and regulatory intelligence, strengthening consistency, coordination, and best practice dissemination across jurisdictions

• Overseeing compliance in line with international and national AML-CFT and sanctions regulatory requirements across all entities. • Defining and harmonizing group-level FCC standards and practices in line with above requirements • Developing and implementing effective processes for sharing regulatory intelligence and FCC best practices across entities. • Developing, maintaining the organization's AML-CFT and Sanctions compliance program, policies, and procedures, ensuring compliance with relevant laws and regulations. • Monitoring and testing the effectiveness of above, and reporting the findings and the recommendations to senior management and the BoD. • Overseeing the AML-CFT and Sanctions activities of entities • Providing guidelines on the relevant AML-CFT and Sanctions topics • Ensuring the group-wide implementation of the minimum requirements • Coordinating the execution of EWRA to identify and mitigate potential risks associated with the organization's business activities, customers, products, and services. • Maintaining a consolidated view of AML-CFT and Sanctions risks and report to management body adequately. • Streamlining and fostering intra-group information sharing across all entities. • Providing advice and guidance, to 1LOD, 2LOD, 3LOD and any other stakeholders. • Liaising with external stakeholders: regulatory bodies, law enforcement agencies, and industry groups, on AML-CFT and Sanctions compliance matters, when required. • Maintaining accurate and up-to-date records of compliance activities and reporting to senior management and the BoD • Coordinating and leading audits and assessments, ensuring that all findings are appropriately addressed. • Assessing the effectiveness of the compliance function across the entities and supporting the teams in their lobbying efforts. • Creating a group-wide AML-CFT and Sanctions training and overseeing the status and the needs across the entities.

Group leader with global responsibility for regulatory oversight and strategic advisory on financial crime, compliance, and regulatory risks across Group. Provided Group-wide regulatory leadership on AML/CTF and sanctions, acting as a central advisory function to all business lines and legal entities. Served as a key reference point for senior management, and control functions on the interpretation and application of complex, multi-jurisdictional regulatory requirements. Led regulatory impact analysis and implementation activities across the Group, including gap assessments, risk analyses, and the translation of regulatory change into coherent Group-wide frameworks and control objectives. Drove the continuous development and enhancement of the Group AML/CTF and sanctions programme in line with evolving supervisory expectations. Owned and maintained the Group compliance framework, including policy architecture, standards, guidelines, and manuals, and defined control objectives across the three lines, ensuring clarity of roles, accountability, and regulatory defensibility. Provided strategic and operational advisory support on internal governance, external regulatory reporting, and supervisory interactions. Supported consistent and credible engagement with regulators and external stakeholders across jurisdictions. Led and coached a team of regulatory advisors, fostering high technical standards, regulatory consistency, and effective cross-functional collaboration. Delivered expert advisory on FCC tooling and technology, and emerging technologies, ensuring alignment between regulatory requirements and operational capabilities. Conducted comparative regulatory analysis across Multi jurisdictional frameworks, supporting strategic decision-making and harmonisation of Group approaches in a complex international regulatory landscape. Defined gaps and mitigation strategies, supporting risk-based prioritisation and sustainable remediation at Group and entity level.

Strategic Advisory: Deliver tailored strategic counsel to C-level executives, financial industry supervisors, and regulatory authorities, ensuring alignment between corporate strategy, regulatory requirements, and institutional objectives while enhancing operational resilience and effectiveness. Crisis Management Expertise: Provide expert guidance on immediate crisis response and long-term strategic recovery, with a focus on regulatory expectations, reputational protection, and managing inherent and residual risks. Regulatory Compliance Advisory: Advise on evolving regulatory frameworks, helping organizations adapt business practices to maintain full compliance, minimize regulatory exposure, and strengthen governance structures. Financial Crime Compliance (FCC) Remediation Leadership: Spearhead remediation initiatives addressing financial crime risks, developing and executing corrective action plans, and coordinating closely with regulatory bodies to ensure sustainable compliance and risk mitigation. Executive Communication Strategy: Develop communication frameworks that support executive decision-making and foster transparency with internal and external stakeholders, ensuring alignment with organizational values and strategic priorities. High-Stakes Negotiations and Confidential Advisory: Lead sensitive negotiations and confidential executive engagements with a strong emphasis on integrity, discretion, and organizational protection.

Leader responsible for the strategic development and regulatory positioning of financial crime compliance initiatives within a systemically important financial market infrastructure, spanning sanctions, AML/CFT, and anti-fraud governance across multiple jurisdictions and regions. Led the financial crime compliance strategy across EMEA, with particular depth and specialisation in the European Union, Benelux, and Central and Eastern Europe, covering regulatory engagement and partnerships across more than 40 countries. Maintained sustained dialogue with regulators, central banks, and public authorities, complemented by participation in multilateral and regional supervisory forums. Acted as a senior counterpart to supervisory authorities and policy bodies on financial crime matters, demonstrating deep multi-jurisdictional regulatory knowledge across diverse legal, supervisory, and enforcement frameworks. Supported structured regulatory dialogue on sanctions regimes, AML/CFT expectations in the context of cross-border payments, correspondent banking, and financial messaging infrastructure. Contributed to country- and regional-level financial crime monitoring strategies aligned with supervisory priorities and enforcement trends, ensuring consistency of regulatory positioning across jurisdictions with varying regulatory maturity and geopolitical risk profiles. Provided strategic guidance to financial institutions, FMIs, service bureaus, payment providers, and corporates on compliance frameworks, including governance models and operational alignment with international standards and supervisory practice. Recognised as a subject matter expert in financial crime, and regulatory matters contributing to market-wide discussions on regulatory convergence, geopolitical risk, and systemic resilience in cross-border financial infrastructures. Strengthened internal capability through strategic coordination supporting disciplined, regulator-credible external engagement.

Focused on the development of sanctions strategy and regulatory engagement in the context of financial messaging and market infrastructure services. Acted as a strategic interface between global financial institutions, market utilities, and internal stakeholders on sanctions-related developments affecting cross-border payments and correspondent banking. Advised banks and financial institutions on the regulatory and legal implications of sanctions regimes, regulatory change, and market practice developments at European and international level, including the impact on payment flows, messaging standards, and operational models. Maintained close awareness of evolving regulatory expectations and enforcement trends, translating these into practical guidance and strategic positioning for institutional clients. Developed and sustained senior relationships with global banks and financial institutions in relation to SWIFT products and services, with a focus on regulatory alignment, sanctions compliance considerations, and long-term institutional engagement. Supported the strategic positioning of SWIFT services from a regulatory and sanctions perspective, with a focus on financial system integrity, supervisory alignment, and cross-border market stability. Provided legal and strategic support to financial institutions on structural and lifecycle matters, including mergers and acquisitions, contractual arrangements, membership issues, and market entry considerations, ensuring alignment with regulatory and sanctions frameworks. Led project management activities for the innovation and strategic thinking stream linked to market positioning and communication initiatives, contributing to forward-looking analysis of regulatory and market developments. Acted as a central point of coordination and knowledge sharing within the team, supporting consistency, expertise development, and strategic coherence.

A dedicated expert specialised in M&A, with several years of experience managing all aspects of the strategy development funnel, pre and post merger IT architecture and contract structure, who identifies customer needs and delivers effective solutions to challenges. Assisted financial institutions on legal, merger and acquisitions matters, SWIFT services matters. Responsibilities included the design of the IT infrastructure, contracts transfers, project management, and marketing communications activities. Negotiated contract renewals and built complex services solutions tailored to meet customer needs.

Developed the review methodology of the vendor portfolio catalogue, providing a foundation for metrics reporting. Participated as a subject matter expert to analyse legal documents and to prepare contracts. Identified opportunities for improvement to processes, procedures or tools. Administered communications and reporting on status of vendor-SWIFT relationships, both internal and external. Attended vendor meetings, tracked actions and report status to the vendor manager. Promoted quality of service delivery and identified proactive solutions to eliminate or mitigate risks on all ongoing business relationships. Participation in negotiation of master services agreement terms and conditions and other related documentation. Provided assistance to legal counsel in agreement review. Projects included (1) improvement of end-to-end vendor life-cycle management processes, (2) performed vendor on-site quality assurance reviews with internal stakeholders to identify any areas of exposure and produce the appropriate level of documentation, (3) reduced complexity and overlap in vendor portfolio in a systematic review to mitigate business risk and improved delivery of services.

To provide free Legal & advisory assistance on labour, immigration and civil law matters To manage the treasury and the budget To coordinate 73 lawyers located in 31 countries To assign the cases and review case files

• to provide legal assistance on customer and sponsorship contracts • Market research: to follow New companies, new technologies and trends. • To manage the campaign to boost customer portfolio and define the telemarketing strategy • Sponsorships & Negotiations: To find new sponsorships, to prepare the sponsorship contracts. • External Communications and Media search • To prepare the content of the diverse international conferences and find speakers.