Padmesh I Fintech Payments PM

Acquiring credit card payments and driving the product strategy for the first-ever wholesale food distributor processor offering affordable card acceptance in the US $500B food and beverages industry.

Building a data marketplace to reduce the pain points of data buyers and data sellers. A Zero to One journey.

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Data Product Management: Defined metrics, standardized metrics, designed and delivered dashboards for Pangea that offer a comprehensive view of business growth, user acquisition, product usage, adoption, and performance, enabling data-driven decisions for the PMs at Pangea on product enhancements.

Product manager for Sopheon's primary enterprise-level innovation management software solution, “Acclaim Ideas.” This product allows innovation managers to collate, ideate, test, validate, and select the project/next big idea to work on, ensuring that the right products/ideas get to market on time and within budget and, most importantly, bad ideas killed at a very early stage and saving millions of dollars. -Expertly managed a B2B SaaS product for four months, consistently ensuring on-time delivery and adherence to stringent quality metrics. -Facilitated continuous and effective communication among customers, stakeholders, engineers, and sales teams to align objectives and drive product success. -Diligently maintained the product backlog, prioritizing customer needs and Jobs to Be Done (JTBD), reinforced by data analysis that identified usage trends and addressed gaps. -Concentrated on developing jobs and capabilities focused on idea/innovation management and making astute feasibility, viability, and desirability judgments to enhance product value and market fit.

Pixuate, a deep-tech video analytics company, works on advanced machine learning and AI technology. Pixuate's video analytics platform offers solutions like Face Recognition, License Plate Recognition, Automatic Vehicle Counting and Classification (AVCC), and Thermal Analytics for security and surveillance. - Launched the industry-first integration of License Plate Recognition (ANPR) technology with billing systems in India, coordinating with key stakeholders like payment system provider (PSP), Clearing and Settlement authority, and banks to streamline free flow toll payments and enhanced efficiency through user charges based on pre-paid wallets or direct bank accounts. - Led multiple complex initiatives end-to-end across all phases of a transaction & payment processing lifecycle (payment initiation, authorization, processing, clearing, settlement, reconciliation, reporting, and dispute management)

Asian Neo Bank based in Laos PDR. Innovating with 'Hi App': Revolutionizing Digital Banking Built 'Hi App,' which is more than just a complete Neo mobile banking application; it's a comprehensive digital platform with Mobile Money/Digital Wallet that caters to the evolving needs of our customers, whether it's seamless transactions, secure payments, or an intuitive user experience. --Led multiple complex initiatives end-to-end across all phases of a transaction & payment processing lifecycle (payment initiation, authorization, processing, clearing, settlement, reconciliation, reporting, and dispute management) - A few features I worked to make the mobile money a towering success User-Friendly Interface: Enjoy a seamless and hassle-free digital banking experience. Secure Transactions: State-of-the-art security features to keep your financial information safe. Wide Range of Services: From simple account management to complex financial operations, all at your fingertips. 24/7 Accessibility: Banking services are available around the clock, wherever you are

Bridging Borders with Financial Innovation In my role at ICICI Bank, I focus on: Product Strategy and Innovation: Spearheading the development and enhancement of the Visa Multicurrency Forex Prepaid Card, ensuring it remains a market leader in its category. User-Centric Design: Tailoring features to suit the unique needs of international travelers, offering convenience, security, and flexibility. Cross-Functional Leadership: Collaborating with teams across technology, marketing, and operations to deliver a seamless customer experience. Market Analysis: Keeping abreast of global trends in the travel and forex space to continually adapt and evolve our product offerings. Key Achievements: Enhanced Global Acceptance: Expanding the card's usability, making it accepted in over 200 countries. Innovative Features: Introducing features like real-time currency conversion, ensuring competitive exchange rates. Robust Security: Implementing advanced security measures for safe and worry-free international transactions. - Led multiple complex initiatives end-to-end across all phases of a transaction & payment processing lifecycle (payment initiation, authorization, processing, clearing, settlement, reconciliation, reporting, and dispute management)

At the Intersection of Technology and Finance: Product Manager at NPCI | Innovating Payment Solutions At NPCI, I'm privileged to be part of a dynamic team that's redefining the way India transacts. My role involves: Product Innovation: Crafting cutting-edge payment solutions that cater to the diverse needs of billions. Strategic Leadership: Steering product development from ideation to execution, ensuring alignment with NPCI's vision. Collaborative Synergy: Working closely with cross-functional teams to drive product enhancements and seamless user experiences. Data-Driven Decision Making: Utilizing analytics to inform product strategy and foster continuous improvement. Key Projects: UPI, RuPay, BHIM: Contributing to revolutionary platforms that have democratized digital payments in India. Enhancing Financial Inclusion: Focused on designing products that bridge the gap between technology and accessibility. - Led multiple complex initiatives end-to-end across all phases of a transaction & payment processing lifecycle (payment initiation, authorization, processing, clearing, settlement, reconciliation, reporting, and dispute management)

Interdisciplinary graduate program integrating technical instruction from Carnegie Mellon's top-ranked School of Computer Science and a deep dive into business and marketing from the Tepper School of Business

Coursework: Data Science, Human-Computer Interaction, Cloud Computing, Artificial Intelligence, Applied Machine Learning

I was President of Marketing Club of IRMA. Achieved first Position in Idea Presentations in National B-Fest for providing innovative solutions to solve Capex constraints of farmer producer organization.