Franck Atta Kouakou

● Co-managed a diversified $1Bn+ credit portfolio of 250+ multinational and regional corporates across North, West & Central Africa and the UAE, conducting financial analysis & modeling, scenario analysis, and credit stress testing to support disciplined underwriting and capital allocation ● Executed 100+ full credit assessments for new financings, annual reviews, and amendments, analyzing cash-flow generation, leverage, and repayment capacity to ensure sound, risk-adjusted exposure ● Partnered with 15+ Relationship Managers and Product teams to align credit structuring and pricing strategies with client financing needs across term loans, working-capital, and trade facilities ● Applied internal rating models and sector-specific risk frameworks (Mining, Energy, Telecom, FMCG, Shipping, Healthcare) to determine obligor and facility risk ratings, enhancing portfolio monitoring and regulatory compliance

● Executed and optimized FX transactions and balance sheet positions for a portfolio of 20+ corporate clients, generating $400K in revenue and supporting $82.9MM in transaction volume through efficient foreign-currency sourcing ● Collaborated with Treasury to manage liquidity and funding, while investing in government bonds and money-market instruments to optimize yield, liquidity coverage, and capital efficiency

Citi’s Middle East and Africa management program with rotations in Corporate Banking, Treasury and Trade Finance and Corporate Credit Risk. Credit Risk – East Africa Credit Risk Team ● Co-authored credit memoranda and risk-rating assessments for 10 multinational and local corporates across Energy, Telecom, and Industrials, supporting underwriting decisions and portfolio risk calibration ● Conducted financial modeling, scenario and sensitivity analyses, and peer benchmarking to evaluate leverage, liquidity, and repayment capacity ● Completed intensive corporate credit training covering cash-flow modeling, debt rating methodologies, and risk-return evaluation, forming a strong foundation for credit investing and deal analysis Corporate Banking & Treasury and Trade Services (Cash Management, Payments, Trade Finance) ● Co-originated, structured, and executed+$50MM in a team of 5 senior bankers in corporate lending and financing transactions for multinational clients, identifying $20MM+ cross-sell opportunities across cash management and trade products; offered insights for strategic account planning on 30+ clients ● Developed pitch materials, and industry research reports that facilitated new client onboarding initiatives and the acquisition of 2 major clients with a combined wallet size of $100MM+ ● Analyzed $450MM+ in deposit structures and liquidity movements, identified inefficiencies and contributed to the development of a deposit growth strategy targeting 10%+ increase in balances -Selected in a group of 20 people from an application pool of over 8,500 individuals across 18 countries -Recepient’s of Citi’s gratitude Award for exemplary achievement in 2023

● Led the development and testing of a pension calculation simulator for 200,000+ civil servants, enhancing retirement planning ● Conducted actuarial studies, demographic and financial flows simulations for pension fund restructuring in Gabon ($100MM losses), Niger (7MM workers), and French Polynesia (100K workers), providing strategic recommendations on funding structures

Dual degree jointly organized by ENSEA (Abidjan), INP-HB (Yamoussoukro), and ISFA – University Claude Bernard Lyon 1 , with a specialization in actuarial science

Dual degree jointly organized by ENSEA (Abidjan), INP-HB (Yamoussoukro), and ISFA – University Claude Bernard Lyon 1 , with a specialization in actuarial science