Esam Dabbour

- Monitor and Assess risk throughout the organization. - Develop plans to mitigate risks. - Assist functional managers in obtaining risk mitigation funding. - Monitor the progress of risk mitigation activities. - Submit risk measurements and reports. - Provide assistance of developing and updating risk & credit policies and procedures. - Risks identification, assessment, and management for (SME’s & retail). - Credit committee member. - Overall Credit Assessment and approval of SME’E and retail.

E.D Artworks & Designs Co. Branding, Interior/ exterior designing firm. Family Business - Set marketing strategies and plans for the company. - Set the target market, segmentation and the Service Quality Standards including SLA with customers and third party vendors. - Conduct joint calls with the marketing manager. - Visit sites/ projects and direct staff. - Manage, direct and work closely with architects, designers and staff regarding all products and projects. - Work closely with third party vendors in order to promote the business. - Manage the client portfolio and the target market. - Direct contact with clients and maintain a strong and healthy relationship. - Manage the budget and set goals and targets.

H.O - Support the CEO to develop strategic plans and initiatives for the business. - Support the CEO achieving the daily activities and annual target. - Keeping the Board of Directors abreast of programmatic strategies and challenges and achievements. - Prepare and submit an annual operational budget, and report accurately on progress achieved and challenges encountered. - Implement new strategic programs and initiatives.; Develop and implement a system for tracking and reporting on the progress of the strategic plan implementation. - Coach members in the implementation of the strategic plan and transition program operations. - Maintain and strengthen the existing relationships with funders, public and government sectors. - Manage and cultivate existing relationships with funders to secure and expand recurring revenue streams. - Managing, developing and enhancing all operations across the organization - Lead, coach, develop, and retain high performance of senior management team and emphasis on developing capacity in strategic analysis and planning and budgeting. - Develop and implement training programs to expand the capacity of all staff. - Actively involved in all programs, services and daily operational activities. - Identify the organization challenges and opportunities. - Ensure the continued financial viability of the operational units. - Find sources and methods covering the OPEX.

of Product Development, Segmentation & Service Quality Standards. Head Saudi Investment Bank. - Manage, Develop, enhance and implement Retail assets and liability Products. - Work closely with third party vendors in order to promote business campaigns and facilities i.e. designing products brochures brand naming etc. - Set marketing strategic business plans on each product managed for all of the involved parties. - Set and prepare annual business action plans, strategic plans, and Growth forecast. - Manage and ensure the continued success, profitability of the products/ services, by daily product management aspects. - Contribute with the Area's/ other divisions in achieving the product objectives and targets, in order to increase the product profitability. - Manage and ensure that the marketing business plans on the assigned products/ services are successfully implemented and maintained. - Ensure the customers satisfaction of the existing products/ services (Customer Satisfaction). - Manage and contribute the development of a favorable internal attitude towards all SAIB products. Ensuring the bank sufficient product knowledge (Product Penetration). - Establish and Implemented the SQS and SLA's across Retail and Corporate banking.

Business Development Region Head - Central Area Samba Financial Group. - Manage, Develop, enhance and implement Corporate assets and liability Products - Manage and market Islamic Banking assets and liability facilities for Corporate Banking (CBG), Commercial Banking (CBS) Private Banking (PBG) and Community Banking (COM) for central area clients. - Set strategic marketing business plans with group Heads. - Set the revenue budgets. - Market Corporate Islamic Banking products and increase client base. - Work closely with Region Heads and the Relationship Managers, in order to increase client's facility and product utilization. - Set annual business action plans. - Clarify and maintain key Islamic finance & investments solutions for clients. - Educate/ orient CBG, CBS, PBD, and COM staff by ongoing presentations/ seminars. - Strengthen IB image in the market by an aggressive marketing methodology/ approach. - Maintain support and ensure that credit committee meets all IB clients Credit aspects/ requirements/ vice versa. - Ensure that IB clients are satisfied by an on-going calls/ visits, in addition to client satisfactory survey. - Establish a loyal client base through direct contact, follow-up and Calls. - Build the recognition and Islamic Finance Image publicity by strengthening the business and defining the weaknesses, i.e. conducting market surveys. - Offer competitively priced investment products. Verify/ approve deals conducted by staff. - Recognize MIS and increase/ meet the monthly/ yearly revenue budget. - Established and worked closely with IT regarding all technical / transaction flow of Islamic Banking.

Products Saudi British Bank. - Manage, Develop, enhance and implement Retail/liability Products. - Support Branch Managers, Areas, Sales Managers and other concerned business departments, in promoting the bank products, by training, guiding and orienting them. - Work closely with third party vendors in order to promote business campaigns and facilities i.e. designing products brochures brand naming etc. - Set marketing strategic business plans on each product managed for all of the involved parties. - Set and prepare annual business action plans. - Manage and ensure the continued success, profitability of the products/ services, by daily product management aspects. - Contribute with the Area's/ other divisions in achieving the product objectives and targets, in order to increase the product profitability. - Manage and ensure that the marketing business plans on the assigned products/ services are successfully implemented and maintained. - Ensure the customers satisfaction of the existing products/ services (Customer Satisfaction). - Manage and contribute the development of a favorable internal attitude towards the assigned products, and that Branch Managers and staff are gaining sufficient product knowledge (Product Penetration). - Contributes to a positive environment for the involved bank staff.

England. Business Management/ Administration