Emily L.

As a FCC team lead, responsible for leading the implementation of the bank-wide FCC program. Formulates and executes the annual action plan while designing and implementing a comprehensive FATCA/CRS compliance program. Engages stakeholders to strengthen internal controls and foster a culture of customer tax compliance. Key responsibilities include preparing FCC regulatory returns and management reports, serving as secretary of the FCC committee for senior management updates, and conducting risk assessments and compliance testing. Provides strategic advice on financial crime risks associated with new products, develops FCC training programs to enhance employee awareness, and analyzes FCC data to identify emerging risks. Additionally, liaises with regulatory authorities to facilitate seamless compliance examinations. Lines of business include retail banking, corporate banking, wealth management and bancassurance.

Led efforts in navigating and implementing FATCA, CRS, AEOI, and QI regulations across various lines of business, including retail, corporate, private banking, asset management, insurance and trustee business. My role involved providing strategic guidance on compliance best practices, conducting thorough risk assessments, and ensuring adherence to regulatory standards.