Elena Pliushchava

Budgeting; Management of cash flow; Monitoring the financial performance of the company, developing measures to ensure financial stability; Control of production activities (cost of goods); Participation in the automation and optimization of financial business processes; Control of foreign economic transactions in terms of compliance with currency legislation; Cooperation with banks (attracting financing, debt restructuring), choosing the most favorable conditions; Tax control; Control of management accounting, preparation of management reports; Control of mutual settlements with counterparties, work with receivables, control of overdue receivables; Subordinate to the supply department, control of all purchases of the company. Work in three offices (Minsk, Vitebsk, Beshenkovichi (production offices). Preparation of reports and organization of work with regulatory authorities.

Develop methodologies for measurement of Credit Portfolio Management across the Group. • Develop and enhance the Credit Reporting & Monitoring framework which meets the requirements of various external & internal stakeholders. • Assist the Head of Risk Management/ Group Chief Credit & Risk Officer in carrying out the responsibilities pertaining to Board Risk Committee which includes preparation of the information pack and responding to data/ analytical requests from the Committee • Assist the Head of Risk Management/ Group Chief Credit Officer in enhancement and review of Group Credit Policies & Standards in order to ensure that these reflect the best practice and regulate the risk assets of the group as directed by the Board

• Involvement into implementation of a large number of other projects. • Annual coordination of the Leasing Policy Approval process; • Participation in the review of client’s risk management action plan ews; • Tracking, reporting and monitoring implementation of client’s action plans arising from the reviews were performed; • IFRS transformation (BS, P&L, CF); • Portfolio provisioning (IFRS); • Monitoring the dynamics of the leasing portfolio; • Support on other strategic and/or ad hoc projects was provided; • Nquarterly reports.

• Supervision of Gomel region (Belarus); • Communication of workout decisions to Customers. Negotiation of specific terms and conditions for more complex agreements within parameters defined by workout decisions in coordination with appropriate internal staff and outside professionals; • Revision of workout plans and recommendations with department management. Provision of background information on accounts and recommendations with clear explanations of data, reasoning and analysis. Obtaining support and approval of recommendations from the department management, modification of the information as needed; • Implementation of liquidation plans, converting assets into cash and accounts closing; assets confiscation, real estate foreclosure and third party asset sales coordination; • Financial, collateral, budget, business plan and other general business information collection in close coordination with commercial lenders and other appropriate internal and outside staff (including Customer’s financial staff, turnaround consultants, accounting firms, attorneys and others). • Evaluation of complex account information and preparation of project plan documentation; • Development of complete workout plans (including specific/unusual financial arrangements). • Negotiation with borrowers, principals, debtor’s Company management, attorneys, accountants, consultants and others to secure appropriate repayment of loans for complex agreements within parameters defined by workout decisions agreed upon with the department management; • Coordination of documentation preparation, revision of documents and finalization of workout agreements with accountants; • Workout of assigned adversely rated loans.