elaine johnson

assistant branch manager and loan officer

About

Elaine Capobianco NMLS #: 966303; State Lic #: DE: MLO-966303; MD: 35395; Corp Lic #: DE: 010825; MD: 12423; Academy Mortgage Corporation - NMLS # 3113 | Equal Housing Lender 404 W Pulaski Highway, Suite B, Elkton MD 21921. 443-406-2305 I am a Loan Officer at Academy Mortgage Corporation, where I specializes in Residential lending. I have 16 years experience in the field of banking, loan processing, and finance, more specifically Residential Lending, FHA, VA, USDA, Conventional loans, and Jumbo Loans. I enjoy Working with customers to help them achieve their mortgage goals and have built a solid reputation for integrity and in-depth analyses to customize the right loan for each client. I am an affilate member of the CCBOR and a licensed military home specialist. I am currently licensed in Maryland, Delaware, and Pennsylvania. NMLS 966303.

Country

united states

City

chesapeake city

Industry

real estate

Skill

loans, home equity loans, customer service, credit, mortgage lending, real estate, underwriting, microsoft excel, banking, residential mortgages, loan origination, u.s. federal housing authority, working with first time home buyers, investment properties, u.s. va loans, u.s. department of agriculture, management, account management, auditing, money management, atms, vault, referrals, residential homes

Experience

mortgage loan officer

academy mortgage corporation

2017-7 - Present · 9 yrs 3 mos

loan officer

wells fargo home mortgage

2016-2 - 2017-2 · 1 yr 1 mo

lead associate

bank of america

2012-8 - 2016-2 · 3 yrs 7 mos

preservation coordinator

cyprexx services

2008-5 - 2011-12 · 3 yrs 8 mos

*  Worked with various lenders to effectively manage default losses with real estate owned properties *  Hired service vendors to perform home securing, debris removal, repairs, and lawn maintenance to facilitate marketing *  Scheduled and executed eviction programs on behalf of lenders and ran daily reports, and completed billing invoicing for property service completion *  Negotiated bids with vendors, and lenders based on market and housing conditions *  Hired and trained around 15 new vendors a month *  Worked with Fannie Mae to ensure quality assurance metrics were met throughout the process

mortgage loan processor

primequity mortgage corp

2005-1 - 2008-2 · 3 yrs 2 mos

*  Analyzed each consumer transaction to determine proper document preparation based upon state and federal guidelines, investor requirements, and loan programs. *  Worked with Underwriters, Mortgage Loan Officers and Title companies to process all necessary paperwork to prepare for closing process *  Prepared and distributed closing documents via online and intranet systems *  Verified all financial aspects of loans for regulatory and investor compliance *  Ordered appraisals, credit reports, title documents, and payoffs *  Prepared and ship final, signed documents to investor