
efren ochoa
commercial middle market consultant
About
Middle Market Commercial Underwriter with over 12 years industry experience that includes underwriting, training and on-boarding new agents, claims handling and customer service on both company and agency sides. Results oriented with the leadership abilities to write profitable business using effective decision making, leveraging diversity and facilitating change. Ready to ensure operations run smoothly by delivering exceptional customer service and communication. Strong technical, written and oral skills along with effective interpersonal skills, focusing on building partnerships.
united states
phoenix
insurance
commercial insurance, underwriting, property and casualty insurance, insurance, general insurance, bilingual communications, lotus notes, salesforce.com, customer experience, negotiation, microsoft outlook, passport, microsoft excel, powerpoint, microsoft word, customer service, customer retention, strategic planning, sales, time management, claims handling
Experience

senior commerical lines underwriter
liberty mutual insurance
Built successful and profitable relationships with agents. Manager received consistent positive feedback from sales managers and agents. Provided informal leadership to my peers. Assisted direct manager with referrals and file reviews along with leading team meetings when needed. Collaborated between departments to develop ongoing relationships by exemplifying strong communication skills. Partnered with Territory Managers to strengthen relationships by being agency focused and discussing market appetite, quality and profitable accounts, service standards and changes within the company. Managed a territory of over $6 million in DWP in Arizona for profitability and growth by properly pricing risks, mitigating loss frequency and severity, and risk acceptance.

senior commerical lines underwriter
nationwide insurance

insurance service specialist
nationwide insurance
On-boarded and trained new exclusive Nationwide agents supporting the sales activities to improve risk selection and profitable growth. Managed a shared office including managing workflow/lead distribution, multiple administrative and customer service support functions, communication, forms, licensing and other related office and clerical support functions. Consulted with leadership to identify learning gaps for each agent to help support them individually.

claims specialist in property, auto and casualty lines
nationwide insurance

customer service representative
sierra oak insurance services inc.

commerical lines middle market underwriting specialist
nationwide insurance
* Nationwide, a Fortune 100 company based in Columbus, Ohio, is one of the largest and strongest diversified insurance and financial services organizations in the U.S. and is rated A+ by both A.M. Best and Standard & Poor's. The company provides a full range of insurance and financial services, including auto, commercial, homeowners, farm and life insurance * public and private sector retirement plans, annuities and mutual funds * banking and mortgages * pet, motorcycle and boat insurance. For more information, visit www.nationwide.com.

commercial middle market consultant
cna insurance
Education
california state university - sacramento
real estate
efren ochoa's Contact Information
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