Deep Shah
Digital Payments- Product Lead @ Kotak Mahindra Bank
About
Product & Strategy Leader with experience in building and scaling digital payment ecosystems at National Payments Corporation of India (NPCI). Led the RuPay Credit Card portfolio, driving platform-led growth, product strategy, and data-informed decision-making to accelerate adoption and business impact. Experience spans RuPay, UPI P2M, UPI Autopay, UPI Global, AePS, merchant payments, and cross-functional ecosystem enablement. Proven track record of delivering high-scale outcomes, including: • Designing credit card strategy roadmap for multifold growth • Identifying revenue opportunity through customer segmentation and issuer-led onboarding models • Driving revenue growth for UPI Autopay by enabling bill payment and investment categories • Improving transaction success rates • Implementing cost-optimization strategies that reduced feature costs and ensured zero revenue leakages Strengths include product thinking, ecosystem alignment, UX-first execution, analytics-driven strategy, and stakeholder leadership across banks, fintechs, TPAPs, and merchants. Passionate about shaping the future of digital payments through scalable platforms, innovation, and customer-centric product design.
India
Mumbai
Financial Services
Product Development, Product Management, Data Analysis, AIML, Stakeholder Management, Payment Systems, Business Strategy, Market Research, Project Management, Business Development, Strategic Planning, PowerPoint, Microsoft Office, Microsoft Word, Microsoft Excel, Team Management, Management, Teamwork, Leadership, Public Speaking
Experience

Sr. Lead-Strategy & Initiatives
National Payments Corporation Of India (NPCI)
Mumbai, Maharashtra, India
Deep Shah's Contact Information
Phone
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