Darin Ribaj
Capital Markets Risk Analyst @ Definity
Canada
Toronto
Financial Services
Revenue Management, Analytics, Revenue Analysis, Financial Planning and Analysis (FP&A), Financial Reporting, Revenue Forecasting, Budgeting & Forecasting, Financial Statements, Financial Statement Analysis, Communication, Quantitative Analytics, Financial Modeling, Salesforce.com, SQL, Amazon Web Services (AWS), Ad Hoc Analysis, Interest Rate Risk Management, Microsoft Office, Microsoft Excel, Sales
Experience

Capital Markets Risk Analyst
Toronto, Ontario, Canada
- Conduct ongoing risk oversight of Definity’s investment portfolios, ensuring alignment with corporate risk appetite, investment guidelines, and regulatory requirements. - Analyze portfolio risk exposures across asset classes, including fixed income and equities - Monitor key risk metrics such as Value-at-Risk (VaR), duration, credit ratings, liquidity, and concentration risk using Bloomberg and internal risk systems. - Prepare and present risk reports and dashboards to senior management and risk committees, highlighting emerging trends, stress scenarios, and material risk developments. - Participate in the development and enhancement of risk policies, limits, and governance frameworks to support a prudent investment risk culture

Financial Forecasting Associate, FP&A
Toronto, Ontario, Canada
- Developed and maintained financial models for forecasting and budgeting, aligning with Hyundai Capital Canada's strategic goals. - Conducted financial analysis to provide actionable insights, supporting decision-making and strategic planning. - Prepared and presented reports to senior management, highlighting key performance indicators and financial trends. - Monitored financial performance, implementing corrective actions to address variances and improve efficiency. - Executed ad hoc analyses and reporting to address specific business needs and facilitate timely decisions.

Underwriting Analyst - Commercial Property Lines
Toronto, Ontario, Canada
- Communicated directly with brokers to facilitate and provide commercial property insurance quotes and policy wordings, requesting all documentation required to write and bind policies to policyholders in accordance with STARR’s underwriting practices - Prepared risk models, policy wordings, loss report analyses, and examined client financial statements to underwrite policies for clients - Conducted internal financial analysis of STARR’s portfolio performance, gathering insights on account P&Ls, geographic risk and market trends

Director of Corporate Affairs and Engagement
- Implemented talent acquisition efforts to bring in motivated committee members and interns to the club - Coordinated corporate affairs team, delegating tasks, and setting goals and deadlines relating to network growth

RCIA Corporate Relations Manager
- Devised short-term and long-term objectives related to annual events, including representative attendance targets and network diversity which mobilized the club’s social strategy for the fall/winter semesters. - Sought out top insurance representatives and HR specialists to attend annual corporate events throughout the year
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