cynthia atayan

* Winner of the quarterly Presidential West Coast Rookie award with 33 Million Dollars funded * Proven track record. * Presentations of products to potential mortgage brokers through web-based demonstrations, consultations and on-site presentations. * Generates sales leads and initiates cold calls. * Builds new relationships and maintain existing ones throughout the entire sales cycle. * Works with other members of Argent management and support team to develop loan scenarios and pricing options for prospective loans. * Acts as a liaison between brokers and account managers to ensure the smooth flow of a loan from set-up to funding. * Provides client support. * Maintains a high degree of confidentiality in all matters. * Thorough knowledge of the wholesale mortgage industry to include * understanding underwriting matrixes, underwriting guidelines, appraisal reviews, and pricing options.

* Develop and maintain wholesale and referral partner loan production for FHA and other loan products * Review all loan programs/products with clients , answer scenario questions, provide status updates * Acts as liaison between clients and operations. Maintaining high customer service standards while looking after the Company's best interest and complying with policies and procedures * Facilitate client submission of loan referrals and packages * Train clients on use of available online systems * Manage loan pipeline to achieve departmental goals and objectives * Established book of business

* Our Alt A program offers: * 1 year seasoning on BK, Forclosure, Short Sale. * Non Resident Borrower OK with VISA * Loan Amount to 2.5 million with a 620 FICO * C/O to 2.5 million * DTI to 55% * Self employed bank statement program * 3/6/12 months available * asset depletion program * NOO up to 4 units * 10 finance properties allowed * NO seasoning requirements * All Loans come with NO PP * Blended ratios allowed with NOO co borrower ( follow LP rules ) * JUMBO programs * available to 5 million * 85% LTV no MI * FICO as low as 680 * Gift Funds acceptable after 5% borrower contribution * NOO co borrower allowed