Craig Moddelmog Sr.

Branch Manager Alternative Investment Director Portfolio Management Director Corporate Retirement Director Chartered Retirement Planning Counselor SM Financial Planning Retirement Planning NMLS#: 2453753 ©2026 Morgan Stanley Smith Barney LLC (‘MSSB’), Member SIPC (www.sipc.org), reserves the right, under applicable law, to retain and monitor all electronic communications. MSSB will not accept purchase or sale orders via social network messaging systems. MSSB is not responsible for content posted by third-parties. MSSB does not provide tax or legal advice. MSSB Financial Advisors may only transact business, provide individualized responses, or render personalized investment advice for compensation in states where they are registered or excluded or exempted from registration https://brokercheck.finra.org/. Designations or awards are not indicative of a Financial Advisor's past or future performance, and no fee is paid in exchange for such. The information on this profile does not provide personalized investment advice and is not an offer to buy or sell any security, open a particular account, or to engage in any investment strategy. All content is for US residents only and subject to the following terms: http://www.morganstanley.com/disclaimers/mswm-email.html, https://www.morganstanley.com/disclosures/social-media-important-information.

Craig A. Moddelmog left Merrill Lynch April 1, 2009 and opened Cornerstone Wealth Management. Cornerstone Wealth Management is privately owned and operated wealth management firm, and provides the following financial services: Individual Investors: - Comprehensive wealth management and financial planning, bringing all of the pieces of your financial life together by creating customized financial strategies - Committed to educating clients so they understand their current financial situation - Products and services offered include: Institutional Money Managers, Mutual Funds, ETF's, Closed End Funds, Stocks, Preferred Stocks, Municipal Bonds, Corporate Bonds, Government Treasury's, Variable Annuities, Life Insurance, Disability Insurance, 529 College Savings Plans, IRA's, ROTH IRA's. Business Owners and Corporations: - Provide support through every stage of a business life cycle, from start-up to maturity, by comprehensive owner and employee benefits. - Products and Services Offered Include: Defined Benefit Plans, Defined Contribution Plans, Non Qualified Deferred Comp, Group Disability, Key Man Life Insurance, Group Life Insurance, Disabiltiy Buy Out Plans, and Succession Planning. 3(38) Fiduciary Services For Corporate Retirement Plans Craig holds the Accredited Investment Fiduciary® (AIF®) designation from the Center for Fiduciary Studies®, Accredited Investment Fiduciary, AIF. The AIF designation signifies specialized knowledge of fiduciary responsibility and the ability to implement policies and procedures that meet a defined standard of care. The designation is the culmination of a rigorous training program, which includes a comprehensive, closed-book final examination under the supervision of a proctor, and agreement to abide by the Center’s Code of Ethics and Conduct Standards. On an ongoing basis, completion of continuing education and adherence to the Code of Ethics and Conduct Standards are required to maintain the AIF designation.

Managed the Northern Colorado Merrill Lynch office, consisting of 14 financial advisors and 3 support staff. Managed my personal books of business providing comprehensive financial and estate planning services to individuals and businesses.

Speer headed the recruiting and development of financial advisors in Kansas, Missouri and Iowa.

Regional Director of business development specializing in Bank Investment Programs.

Managed investment division for Kansas, Oklahoma and Missouri. Based in the Kansas Head Quarters located in Wichita Kansas.