constantino heon

senior risk analyst

About

Experienced Senior Risk Analyst with an extensive background in financial services analytics. Expertise includes Quantitative Analytics, Loss Forecasting, Econometrics, Credit Risk, CCAR, SAS. MS in Operations Research from George Washington University, BA with a concentration in Economics and Finance from American University.

Country

united states

City

washington

Industry

financial services

Skill

risk management, sas, credit risk, quantitative analytics, sas programming, analysis, banking, financial modeling, credit, econometric modeling, ccar, econometrics, stress testing, management, finance, project management, sas e miner

Experience

senior examiner

federal housing finance agency

2017-9 - 2019-1 · 1 yr 5 mos

* Economic capital * Pricing * Credit Risk - Single-family, Multifamily * Quantitative Analytics

senior risk analyst

federal housing finance agency

2019-1 - Present · 7 yrs 9 mos

quantitative analytics consultant

wells fargo home mortgage

2006-1 - 2014-10 · 8 yrs 10 mos

* Default and Severity Modeling and Analysis * CCAR Modeling * Manager, Commercial loss forecast process * Economic Data Infrastructure Manager * Origination Scoring

senior financial engineer, economist

fannie mae

1997-3 - 2005-12 · 8 yrs 10 mos

* Default modeling and analytics * House price research modeling * Automated underwriting system validation

economist, revenue forecaster

fairfax county government

1990-4 - 1997-3 · 7 yrs

* General fund revenue forecasting * Economic Indicator Bulletin development and production * Revenue forecast model development

consultant

capital one

2015-3 - 2017-3 · 2 yrs 1 mo

Capital One Financial Corporation, incorporated in July 21, 1994, is a diversified banking company focused primarily on consumer and commercial lending and deposit origination. Its principal business segments are Local Banking and National Lending. Local Banking includes consumer, small business and commercial deposits, and lending conducted within its branch network. The National Lending segment consists of three sub-segments: the U.S. Card sub-segment, which consists of domestic consumer credit and debit card activities; the Auto Finance sub-segment, which includes automobile and other motor vehicle financing activities, and the Global Financial Services sub-segment consisting of international lending activities, small business lending, installment loans, home loans, healthcare financing and other diversified activities.