CLIFF KIRIMI

As a trusted professional in the fiduciary services and corporate structuring space, I support individuals, fintechs, and multinational entities in navigating complex cross-border regulations and establishing robust, compliant structures across key global jurisdictions. We deliver end-to-end international business solutions, tailored to each client’s strategic goals. Our services include, but are not limited to: 1. Company formations across multiple jurisdictions 2. Investment fund setup and administration – including Private Equity, REITs, Approved and Incubator Funds 3. Financial license applications and management – Securities Dealers, Brokers, Forex, and Asset Management firms 4. Gaming and gambling license structuring and compliance support 5. Cryptocurrency and digital assets licensing 6. Estate planning solutions, including Private Interest Foundations and Trusts 7. Online payment gateway solutions, including licensing, onboarding, and integration 8. Banking and payment service provider licenses 9. Bank account opening – Corporate, Client, Segregated, and Custodian accounts 10. Intellectual property services – Trademarks, tradename registrations, and ongoing IP maintenance 11. Nominee shareholder and director services for enhanced confidentiality and compliance 12. Virtual and physical office address services to support operational substance requirements 13. Registered agent services across multiple jurisdictions 14. Legal opinions in support of regulatory or banking requirements 15. Accounting and auditing services to ensure statutory compliance and financial transparency 16. Outsourcing services, including corporate secretarial, compliance, and back-office functions I am passionate about helping clients achieve global growth while ensuring operational integrity, regulatory alignment, and strategic advantage.

We specialize in Risk, Compliance and Regulatory Advisory for businesses operating in highly regulated sectors—including Fintech, Digital/Virtual Asset Services, Banking, Forex Brokers/Trading, and Online Gaming/Gambling. We support startups and established institutions across multiple jurisdictions with fully tailored, cross-border solutions that meet both local and international regulatory expectations. Our services include: • Custom AML/CFT & Compliance Frameworks, CDD/KYC policies, regulatory gap assessments, and transaction monitoring protocols designed to meet evolving global standards. • We help firms assess and mitigate risks through Business Risk Assessments (BRA), risk scoring models, and KRI dashboards. • Drafting and implementing AML/CFT, whistleblower, insider trading, and data protection policies and other manuals aligned with governance and audit best practices. • Selection and integration of tools for transaction monitoring, sanctions screening, and RegTech solutions for fintech and crypto platforms. • Targeted training for employees, senior executives, and boards across AML, risk, and sector-specific regulatory obligations. • Independent Compliance audits, controls testing, and remediation planning for license renewals and compliance reviews.

As a Quality Assurance Officer within the Operations Department, I was responsible for ensuring that all processes and transactions adhered to the bank’s internal policies and regulatory requirements, particularly in the areas of AML, CDD, and KYC. My role involved validating that proper Customer Due Diligence (CDD) was conducted and that all supporting documentation was accurate, complete, and properly authenticated. I reviewed end-to-end operational activities to ensure compliance with established standards and contributed to the bank’s overall risk mitigation efforts. I also conducted regular assessments of operational procedures, identified control weaknesses or compliance gaps, and provided actionable recommendations to management. These efforts supported continuous process improvement and helped maintain the integrity and efficiency of the bank’s operations. Through this role, I helped ensure the bank remained compliant, reduced its exposure to operational and reputational risks, and upheld high standards of service delivery.

I successfully completed my undergraduate studies.