Cindy M. Nguyen-Tao, MBA

Oversee financial operations such as budgeting, accounting, payroll, purchasing, grants, bonds, and position control units. Main responsibilities include preparing and presenting budgetary information, ensuring compliance with laws and regulations, collaborating with internal and external groups, providing financial analysis for negotiations, managing governmental reports and grants, developing budgetary information for district sites and departments, setting performance standards, managing fiscal and operational services departments, implementing internal controls, planning and directing administrative procedures, managing external audits, staying updated on laws and regulations, leading school improvement initiatives, and promoting positive communication within the school community.

Job Responsibilities: In my present job role, I am well-prepared to contribute to the growth and development of the organization by overseeing the overall facets of accounting and payroll operations. I excel at meeting evolving needs and providing strategic direction to develop policies and procedures for accounting, payroll, and fiscal operations. I collect, manage, and control payroll, employee benefit audits, IRS reports, and other pertinent financial reports. I engage with District's external auditors to provide information on district records to evaluate and improve accounting operations by delivering guidance and training to employees to increase operational workflow. I manage and determine accuracy of financial data for school facility projects according to the demands of the office of public school construction. I organize and gather precise financial data for effective collective bargaining as per AB 1200 standards. I compile and analyze comprehensive financial data and present to Board of Education as per demand of Chief Business Officer. Key Achievements: • Supervised and controlled general accounting procedures adhere to conduct assessments, resolve bank accounts, and review journal entries. • Led and improved procedures and rules as well as financial activities for Associated Student Body in secondary schools. • Spearheaded school improvement projects to reduce racial, ethnic, and socioeconomic disparities in student achievement through collaboration with diverse communities.

Responsible for supervision of student ordering, vendor management, facilities, the student attendance and records areas, and supervision of staff. Manage, monitor and perform complex work in the control and analysis of a variety of student records, student ordering and customer service. My role includes the business department liaison with Technology Services Department staff, reviewing procedures, processes and software to promote efficiency. Direct and coordinate educational research and evaluation including analysis and interpretation of student records and student ordering metrics and accountability data.

Responsible for managing accounting activities in the Finance Department. Oversee day-to-day financial processing, reporting, and recordkeeping activities and perform complex accounting duties including utility billing and collections and preparation of the financial audit. Manage a variety of complex financial reports, statements, and schedules; prepare new-year, mid-year, year-end, and special reports, including the State Controller's Report and Annual Comprehensive Financial Report (ACFR). Manage annual independent audits; schedules and provide information and reporting for audits. Manage the city's overall accounts payable, revenue/accounts receivable, payroll, purchasing, and accounting functions. Implement organization-wide goals and cross department projects and objectives Offer input and feedback to long-range, strategic and budget planning processes. Highly responsible for administrative and professional accounting work; supervise and provide professional and technical guidance to accounting staff members. Maintain fiscal accountability for programs funded by grants and other methods.

Performed advanced and complex professional budgetary, financial, economic, accounting, and statistical analysis related to the City's financial functions; evaluated cost and performance data and provided sound recommendations for budget and policy formation, implementation, and procedure. Ensured cost accounting and revenue collection systems were consistent with the approved budget; reviewed budgeting and accounting systems and procedures and made recommendations for improvements and modifications. Forecasted general revenues and expenditures and provided professional assistance to another department regarding projections specific to their respective operations. Prepared and analyzed various financial statements, schedules, and reports; developed formats for preparing financial information of the City and its component units; ensured that financial statements were prepared on a timely basis by GAAP, GASB, and related governmental accounting regulations. Performed research and analysis of legislative issues, requirements, or new procedures and prepared reports on their impact on administrative department operations; evaluated alternatives, developed recommendations and assisted in implementing recommendations as approved. Researched, developed, implemented, and interpreted policies, procedures, standards, and regulations applicable to the City's finance, purchasing, accounting, and budget processes; ensured compliance with applicable laws and regulations. Assisted in developing accounting and audit control methods, systems, and procedures to comply with accounting procedures, laws, ordinances, and regulations; prepared external audit materials and assisted external auditors in the fiscal year review.

Job Responsibilities: During this job role, I facilitated in development of yearly financial reports, such as Annual Financial Report (ACFR), Single Audit, Transit Audit, and State Controller's Reports according to California state law and regulations. I oversaw multiple activities, such as analyzing financial reports, budgeting, and accounting transactions as well as purchasing and financial reporting activities. I created accounting, and management reports, such as long Term Debit, leases, fixed assets, and long-term receivable reports to improve operational workflow. I conceptualized and prepared annual and mid-year summary budget reports to improve the budget monitoring process. Key Achievements: • Contributed in accounting and audit control methods, systems, and processes that adhere to accounting practices, rules, ordinances, and regulations. • Administered control over due diligence evaluation of accounting documents to ensure proper authorization and compliance with agreements, contracts, and state and federal requirements, and review accounting records to confirm accuracy and correct entries.

Job Responsibilities: During this job role, I carried out financial accounting duties, analyze annual budgets and accounting transactions. I managed and maintained financial expenditures and transactions program in accordance with county office fiscal policies, California School Accounting Manual, and federal rules. I drove efforts to collect and evaluate current financial future trends to monitor cost allocation plans. I examined and evaluated professional accounting, student enrollment, budget analysis work, financial solvency, and financial transactions by implementing relevant codes, laws, rules, and regulations. I supervised and monitored annual budget updates, and expense adjustments for a program grant applications. I delivered instructions to staff members and designed training materials to improve operational workflow. Additionally, I compiled and executed journal and budget entries for cash reconciliation, interest, taxes, apportionments, revenue, and expense transactions for various school districts. I developed effective district payroll data, such as W2 and quarterly tax reporting, employee retirement contributions, tax processing wage garnishments, and employee wage reconciliation. I cultivated strong relationships with Federal and State agencies to present reports for retirement payroll payments for California Employees Retirement System (CERS) and the California State Teachers Retirement System (STRS) across five school districts (Cal-PERS). Key Achievements: • Conducted research on Head Start Performance Standards and 75 CFR cost principles according to budgetary compliance and SACS coding classification. • Delivered comprehensive financial management data to program directors, internal business services, and senior management to resolve budgetary financial challenges and potential insolvencies. • Developed and evaluated detailed financial statements, and schedules reports according to GAAP, GASB, and regulatory accounting rules.

Collaborate with Managers to provide general accounting and financial management services to private and public companies Responsible for clients’ AP, A/R, credit card payables and employee expense reports and reimbursements Perform general ledger accounting adjustments Assist in month end closing including reconciling accounts payable, accounts receivable, fixed assets, equity, credit cards, payroll, accrual, prepaids, and other journals as needed Create and monitor a system of controls, procedures, and forms for the recordation of fixed assets Reconcile fixed asset subsidiary ledger balance to the summary-level account in the general ledger Perform electronic invoicing through various customer portals and accounting Softwares Research financial topics

Coordinate field audits of public businesses and construction sites to warrant activities are within city code of conduct Generate and issue Business Licenses to qualified clients Perform technical accounting duties involving the preparation, maintenance and process of business license renewals Verify accounting entries; maintain and reconcile accounting or financial records related to assigned function such as accounts receivable, accounts payable, cashiering, auditing, revenue collections or related functions. Maintain detailed records and complex administrative discrepancies related to all business activities Analyze, forecast and evaluate any opportunity costs from processed vendor invoices

• Perform 40 daily quality assurance CRA validation reviews on commercial banking business loans to confirm accurate and pertinent information is being reported to the OTS, OCC, and FDIC • Conclude principal purpose of business loans are in compliance of The Community Reinvestment Act through analytical evaluation of appraisal reports, flood hazard insurance policies, promissory and modification notes, forbearance agreements, and extension agreements • Analyze business financial statements, balance sheets, corporate & personal tax returns, income statements, P&L statements, and cash flow spreads to measure and compute business borrowers and affiliates combine revenues from post credit approval

•Enforce the process and procedures that support company and all USAP departmental standards to enable timely and accurate loan loading, payment posting, rate changes, billings, and daily transactional balancing. •Monitor and reconcile daily reversals of payment allocation on mortgaged scheduled commercial loans •Portfolio Reporting-Reconciled Investor Reports and monthly Bank transactions to custodial GL accounts •Responsible for maintaining and complying with USAP (Uniform Single Attestation Program for Mortgage Bankers) Guidelines to ensure all compliance policies are met. •Securitization-Loan transfer-Service Release Transactions •Responsible for cash reconciliation on 15 Principal and Interest collection GL custodial accounts on a monthly basis. •Reconcile SBA purchased loan transactions and invoices •Ensure operational accuracy and efficiency, while seeing that all organizational and project goals are met or exceeded. •Review and sign off daily wires for Investors and Colson Trust for all SBA and Conventional payments in Bank of America lockbox and financial statements. •Reconcile and generate monthly Investor, Lehman, Payment Activity, Principal/Interest, and Historical Performance reports to management within a timely manner. •Review and compare the adequacy of centralized loan servicing policies and procedure to determine suitability to the changing situations encountered and recommended policy changes to company •Board Conventional, Wholesale, SBA, 504 Bridge, Loan purchases and Construction loans into PCFS system and prepare call back forms and perform preliminary call back forms for servicing supervisors. •Assist on delinquency calls to borrowers to maintain company delinquency goal of .1% in order to prevent any losses to company loans •Prepare review and performance standard and ratings for all employees on a semiannual basis and provide feedback and training to meet future growth

Managing Organizations and Leading People Managing Human Capital Management Communication Marketing Management Ethical Leadership Accounting for Decision Makers Financial Management Operations Management Data-Driven Decision Making Global Economics for Managers

Accounting Courses Taken: Intermediate Financial Accounting I & II Assurance Services & Auditing Accounting Information Systems Management Accounting and Control Systems Non-Profit & Government Accounting Tax Factors of Business &Investment Decisions - Individuals, Pass- Thru Entities and Corps