Christian L.

I help commercial real estate owners, developers, and brokers in the Twin Cities secure the financing they need to move projects forward with confidence. My goal is to make the banking side simple, clear, and fast so clients can focus on growing their business. I bring experience from credit underwriting, portfolio management, and business banking, which helps me structure loans that fit real needs and real timelines. Over the past 6 years, I’ve built strong relationships by communicating openly, responding quickly, and always following through. A few things I'm proud of: • Closed more than $50MM in Twin Cities CRE loans since 2022 • Maintained a 0 percent credit loss rate • Helped close the largest CRE deal in bank history • Built long-term client loyalty through service and transparency At Citizens State Bank, I support developers with land purchases, new construction, renovations, and operating needs. I also work with commercial property owners looking to purchase, refinance, or improve their buildings. Clients tell me they enjoy working with me because: • Communication is clear and timely • Responsiveness consistently exceeds expectations • I’m known as the ‘guy who gets things done! If you’re exploring financing for a project or simply want to talk through your options, I’m always happy to connect and see how I can help. Email: clunde@csbnet.net