cheryl lohman

Planned, performed and supervised audits. Participated in the ongoing risk assessment, control identification and development of audit tests.

Answered customer telephone inquiries, researched complaints and missing checks, input general ledger tickets and new account information on computer. Given responsibility to perform full time employee's tasks on insufficient funds desk. Tasks included deciding to pay and overdraw account, stop payment, and customer service.

* Managed a $50 million full-service credit union with three assistant managers and 27 non-management employees. Responsibilities included planning and directing all credit union activities in accordance with credit union policies as established by the board of directors, and ensuring financial stability commensurate with the best interest of the members and the employees. Duties included: * Managed the day-to-day operations and established office procedures. * Developed, recommended, and implemented financial policies and procedures. * Ensured compliance with federal laws and regulations set forth by the National Credit Union Administration and other regulatory agencies. * Conducted business development activities to promote growth. * Developed and supervised annual budget * Prepared and presented reports to the board of directors. * Utilized asset liability concepts, such as interest rate sensitivity and fair market value. * Assisted Supervisory Committee, external auditor and federal examiners with their audits. * Special Projects.

Areas of Expertise: Management of internal audit outsourcing engagements including risk assessment and planning, Consultation on the design and implementation of an effective internal control structure, testing specified internal controls for operational effectiveness, providing value-added recommendations and identifying potential “best practice” business improvement opportunities. Internal Audits of banks, trust departments, and credit unions. Risk assessment and risk-based internal audit plan development. Sarbanes-Oxley 404 consulting, including documentation of controls, design of control tests and testing of controls. Engagement Role: As a senior manager, Cheryl is responsible for the execution of outsourcing engagements including involvement with financial institutions over $1 billion. Her role on these engagements includes overall project management and communications keeping daily contact with client personnel and coordinating timely delivery of all audit reports.