CA.Sanchit Saluja

Lead Fp&a function for Retail line of Businesses.

• Manage and monitor product wise business plans – Portfolio mix, volumes, Revenue, Fees, Cost of funds, opex, NPA loans provisions and all related metrics. • preparation of Monthly Management reporting (Monthly financial trackers) with ratio analysis for submission & strategic decision making for top management. • Ensure detailed checking and analysis of all inputs provided by businesses for monthly , AOP and LRP. • preparation of Annual Operating Plan Financials • preparation of Long Range Plan (5 yr) P&Ls. • Support businesses with next month financial forecasts for presentation to top management & inclusion in their monthly decks • Help each business & support function track their budget v/s actuals on a monthly basis • Continuous engagement with all business teams; assist in new business simulations, forecasting based on changed business environment / dynamics • Provide Auditors with various variance analysis and details as required during the quarter and year end audits • Ensure the monthly reconciliation of Management and Financial Accounts • Assisting the Head Management Accounting in specific projects

• Finance Datamart Project : Lead implementation of Finance Datamart including Documentation, Parallel testing and Go-live, SPOC from Finance team and interact with Vendor, IT and Financial Accounting team for implementation and publish regular matrix and project status reports to all the stakeholders, • Monthly P&L, AOP(budget) & Reforecasts Exercises: Output validation for Allocated businesses, Support in preparing Budget for allocated tracker heads(lines of Income and Expenses). • Adhoc Business requirements : SPOC for allocated businesses and support Business in P&L related queries, help in identifying Revenue and cost saving opportunities. • Financial Controls : Monitoring the actual cost bookings (For the assigned cost lines) against the Provision and regular MIS to Business • Data Clean-up in SAP (Identify incorrect Posting, Narrations etc and correct) • Support Financial Accounting team for Audit requirements and other adhoc requirements. • Cost Management : Identify and analyse cost items and bring optimisation / re-engineering to save costs.

• Preparation of Monthly/Quarterly/Annual Profit & Loss Statement, Balance Sheet & attached schedules. • Preparation and Analysis of Monthly MIS on Region wise Profitability. • Preparation and Analysis of various reports required by HOD Finance/CFO from time to time including Board Meeting. • Review of GLs and controls in place as per applicable GAAPs(Generally Accepted Accounting Principles). • Review of Revenue Expenditure to analyze expense out of any capital item. • Implementation of Best Practices and preparation of various SOPs for smooth functioning of Processes. • Compilation and Review of Expense Provisions for appropriateness and correctness as per relevant cost drivers. • Working for Provision for NPA & Review. • Response to auditor’s queries. • Process owner for Expense Vendors. a. Preparation of SOPs. b. TDS & Service Tax compliance. c. Duplication Check. d. Ensuring process compliance. e. Open Items Analysis. f. Cancelled Cheques Analysis. g. Response to vendor escalations. h. Supervising and assisting team members. i. Authorizing and review new vendors created in Vendor Master.

Finance • Looking after daily fund position of Banks (Cash Credit Accounts). • Preparation of Proposal for renewal of Working Capital Loan & New Term Loan. • Preparation of CMA Projections(Projected Operating Statement, Balance Sheet, Fund Flow Statement) for submission with bank proposals( with taking care of Financials Ratios). • Preparation of Daily Cash Flow Statement. • Checking of Bank Reconciliation Statement. • Preparation of Monthly Treasury MIS & reports required by management. • Supervising Assistants of Treasury Team in their daily activities. Accounts • Preparation of Financial Statements under Revised Schedule VI of US based subsidiary in Local currency & INR both. • Worked as a Team Member in the process of Consolidation of Financial Statements of Group. • Preparation of Monthly MIS(both in INR & Local currency) of US based subsidiary. Internal Audit • Preparation of Audit Checklist. • Audit of various Business Processes & Controls • Finding weaknesses and suggesting required Controls to management. • Preparation of Audit Report including MIS(PPT) for Management. • Preparation of monthly MIS on Key Issues like Profit center wise & Region wise Sales, Expiry, Sales Return, Product Schemes etc.