Carmen Cosar
Director Business Analysis @ Groupama Asigurari Romania
About
Experienced Director with a demonstrated history of working in the banking industry. Strong professional skilled in Management, Payments, Risk Management, Financial Analysis, and Credit Cards.
Romania
Bucharest
Banking
Waterfall Project Management, Business Relationship Management, Vendor Management, People Management, Cross-functional Team Leadership, Business Requirements, IT Strategy, Communication, Program Management, Budgeting, Resource Allocation, Resource Management, Business Insights, Workload Prioritization, Key Performance Indicators, Strategic Thinking, Presentation Skills, Budget Management, Stakeholder Management, Service Level Management
Experience

Director Business Analysis
Bucureşti, România
Ensure an efficient communication between the managed team and the business lines; • Developing/consolidating the IT budget, permanent budget execution monitoring; • Efficient allocation of resources and monitoring of resource spent; • Vendor management, including contract negociation; • Leading, controlling and evaluating the experts’ activities from the managed team; • Implementing KPI’s for managed team in order to reach the targets; • Prioritize business requirements in order to obtain maximum benefit from the projects; • Identify the interdependencies between projects; • Support implementation of change requests & Projects approved at the business level, based on project management tasks

Director of IT Project Management
Bucharest, Romania
Manage a portfolio of IT projects and programs for business lines such: Compliance, Finance, Operations, Cards , Payments, General Secretary. Managing governance, risks, budget, reporting and driving a consistent and effective approach to projects within coordinated area. Track portfolio pipeline, providing accurate resource demand and supply data to drive resource optimization Quarterly preparation of portfolio status reports for stakeholders, keeping management appraised of portfolio progress, major risks, and issues and scope and resource changes. Accountable for portfolio level communication to all stakeholders and effectively manage diverse stakeholder groups and their needs. Manage and create visibility around the holistic portfolio health and reporting, tracking and reducing delivery risk at program and portfolio level Manage the annual portfolio budget request process and perform regular financial reviews to track and measure financial perfomance against plan at the portfolio level.Track and forecast financial metrics against targets, applying insights from business to make recommendations to effectively manage budget across portfolio Create and monitor change roadmap for the portfolio based on business demands, showing both external and internal key milestones and dependencies Lead implementation of change management processes, policies and best practice Coordinationg project management teams and covering tasks as recruitment, arbitraj, project allocation, evaluation meetings and coaching aso. Oversea induction and training of all new project managers within portfolio and perform people leadership responsabilities Inform employees on strategic plans, objectives and ways to achive them

IT Application Manager
Bucharest, Romania
Ongoing enhancement and maintenance of a application including management of scope; Conducting strategic planning for the application; Identifying and managing technical projects necessary to ensure required and established service levels are maintained; Managing strategic capacity, consumption and performance management (Forecast and management based on business plans). Ensuring policy-compliance for dbRAMM, SOX, ASG, ISP, Audit; Managing software licenses, security certificates and contracts with service providers; Ensuring availability of all necessary application/service knowledge and documentation; Ensuring availability of all necessary application/service knowledge and documentation; Collaborating with various stakeholders including the rapid application development team, development center team, client services, programme managers, subject matter experts in order to industrialize, transfer and support functional domains originating in RAD instance to the industrialized instance; Steering, overseeing and delivering the design and development of industrialization solutions into the production support teams for operations and monitoring; Working with development center team to estimate work effort throughout different phases of the functional domain deliverables; Assisting with development of configuration/monitoring/packaging/deployment/automations; Identifying, documenting and communicating risks and issues discovered during delivery cycles; Participating in meetings with business and development, production support teams on product enhancement and development planning calls, evaluate and coordinate production incidents escalations.

IT Service Manager
Bucharest, Romania
1. Facilitates the administration and leading of performance, capacity, scalability, availability, security and integrity of allocated applications, according to data information security standards in BCR, and with information gathered from operatives departments 2. Provide support for implementation of strategic plans and management information system and information technology, policies, programs and planning for the area of enterprise services administration – operations and IT applications and support in order to meet the bank’s goals and objectives, assessing them periodically on them 3. Provides advice and support in evaluation, selection, implementation and management of application platforms and operational procedures, ensuring appropriate investment for strategic applications, database and operating platforms. 4. Contribute to the development and documentation of applications and operational procedures and ensure communication, application of standards and monitoring policies 5. Project management activities for technical projects,including budget approval and monitoring and participating in planning and coordination meetings. 6. Review and approve vendor invoices for payment & manage vendor deliverable working with Procurement 7. Responsible for operational risk identification at go for production decision 8. IT Costs update and distribution of IT costs to the business lines, based on continuous review of cost structure and drivers for cost allocation

Head of Risk &Perfomance bureau ORG IT
Bucharest, Romania
• Ensure an efficient communication between the managed team and the business lines; • Developing/consolidating the IT budget, permanent budget execution monitoring; • Efficient allocation of resources and monitoring of resource spent; • Vendor management, including contract negociation; • Leading, controlling and evaluating the business financial experts’ activities from the managed team; • Implementing KPI’s for managed team in order to reach the targets; • Prioritize business requirements in order to obtain maximum benefit from the projects; • Identify the interdependencies between projects; • Support implementation of change requests & Projects approved at the business level –Risk Area, based on project management tasks and responsibilities; • Support the business areas involved in Basel II Project and providing feedback on the implementation status of all project’s sub streams. • Communicate with the business lines, elaborate status reports for Risk Steering Committee.

Risk Director
IFN FinGroup Credit Sa/ Rompetrol Group
• risk policies implementation in order to comply with NBR regulations; • credit department coordination, for credit cards approvals; • overdue loans collection, developing the relationships with collection companies, as well as with the in-house collection, both for 1-90dpd overdue and for forced execution (delays over 90 days).

Risk Manager
Raiffeisen Banca pentru Locuinte
• Development of a new risk management department; • Bank’s risk strategies implementation, developing the collateral norms and managing the significant risks by appropriate strategies, norms and procedures; • Project management for implementing the “New Basel II Accord” in the bank. Since the Basel II accord is the international standard for risk management, the accumulated experience during this period regarding the reporting and the capital requirement calculation proved very useful in the professional approach of this subject in further applications and personal development.

Operations Coordinator
HVB Bank
Bucharest, Romania
• Improve the relations with the existing and the prospected customers in order to offer flexible solutions based on their needs, reducing response time for the customer’s requests. These accomplishments were based on the cumulated experience form the following jobs: banking officer in corporate department in HQ and internal payments banking officer.

Dealer
BANCA INTERNATIONALA A RELIGIILOR SA
Bucharest, Romania
• Responsible for trading and reporting activities in Treasury Department • Project manager for cash management project of the bank. This project allowed the bank to successfully invest the resources in more profitable instruments.

Front Office Manager
BANCA INTERNATIONALA A RELIGIILOR SA
Carmen Cosar's Contact Information
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