CA Vinay K Purohit

State Credit Head @ Electronica Finance Limited

About

With years of dedicated experience in the banking and financial services domain, I have built my expertise on the front lines of credit risk management, underwriting, and portfolio governance. In my role as State Credit Head at Electronica Finance Limited, I am responsible for managing the state's credit portfolio, ensuring strict adherence to policy frameworks, and leading a team of credit managers. My experience spans the entire spectrum of lending, with a deep specialization in MSME financing and machine/asset-backed credit assessment.

Country

India

City

Mumbai

Industry

Banking

Skill

NPA Management , Credit Risk Planning, Non Performing Assets (NPA) Management, Portfolio Management, Early Warning Systems, Credit Appraisals, MSME Lending, Asset Backed Lending (or Equipment Financing / Machine Financing), Loan Risk Management, Credit Control, Credit planinng, Credit Monitoring, Accounting, Risk Assessment, Team Leadership, Credit Management, Credit, Underwriting, Presentations, Team Management

Experience

State Credit Head

Electronica Finance Limited

2026-6 - Present · 4 mos

Pune City, Maharashtra, India

Heading the State Credit function at Electronica Finance Limited, specializing in driving credit risk strategy, underwriting excellence, and portfolio management within the MSME lending domain.