Bhargavi Dingankar
Lead Product Manager @ Mastercard
About
Product Leader with 19+ years of experience building scalable payments, fintech, and enterprise platforms across global transaction ecosystems.Currently leading strategic initiatives at Mastercard focused on cross-border payments, AI-enabled platforms, payment orchestration, transaction reliability, and platform modernization.My experience spans:• Cross-border payments & global money movement• Payment gateways & merchant ecosystems• Payment orchestration & transaction lifecycle optimization• Tokenization, fraud prevention & risk systems• API-first and event-driven platforms• Enterprise SaaS & platform transformation• AI-driven product innovationOver the years, I’ve led platform modernization programs, improved authorization performance, reduced transaction failures, and built scalable product capabilities supporting millions of transactions across distributed payment networks.I enjoy translating complex business challenges into scalable product strategies that drive adoption, platform growth, operational efficiency, and customer trust.Passionate about the future of AI in fintech, global payment ecosystems, and building high-performing teams that deliver measurable business impact.
India
Pune Division
Information Technology & Services
Cross-functional Team Leadership, AI, Business Requirements, Stakeholder Management, Product Strategy, Software Product Management, Consumer Products, Product Development, Product Management, Product Launch, Product Design, product owner, Agile Methodologies, Product Lifecycle Management, ISTQB Certified, Performance Testing, Test Management, Functional Testing, Requirements Gathering, System Testing
Experience

Lead Product Manager
Pune, Maharashtra, India
• Reduced global carbon footprint by 10% by identifying 20+ transaction categories and providing data-driven insights through Market Analysis, utilizing DWH for data warehousing and reporting • Escalated transaction volumes by 35% by conceptualizing a program promoting philanthropic ambitions of issuers, employing Product Vision and GTM Strategies • Improved user experience by achieving 30% reduction in transaction decline rates for MasterCard Donate through a 50% reduction in user journey steps, utilizing Product Design and Release Management

Senior Product Manager
Pune, Maharashtra, India
• Modernized development processes and improved product growth by leading automation, CI/CD improvements, and product maturity assessments, leveraging .Net and AWS • Formulated GTM Strategies for product and feature releases, incorporating product roadmap demos, feature showcases, and roadmapping exercises, showcasing Product Strategy • Scaled the product team by 3X to meet growing client demands, demonstrating Team Management

Product Owner
Pune, Maharashtra, India
• Generated 50% increase in revenue growth by architecting WMS design and development for a major global retail chain, leveraging Product Management, Product Strategy, and MySQL for robust data management • Elevated user engagement by 40% and customer satisfaction by 20% through redesign of the Clearing module's UI, utilizing Figma for user interface design and Angular for front-end development • Streamlined Packaging module operations, improving 30% in warehouse personnel efficiency by automating key processes, integrating API for system communication and Kafka for real-time event processing

Associate Product Manager / Product Owner
Pune, Maharashtra, India
• Managed end-to-end Product delivery, including planning, process implementation, and execution, ensuring timely product release and alignment with business objectives, utilizing Java • Facilitated early validation of product vision and alignment with market needs by creating and managing product backlogs, MVP development, and stakeholder collaboration
Bhargavi Dingankar's Contact Information
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