Benoit Marpeau

Responsible for Accounting, Treasury, Tax, and Controlling. Annual sales: US$ 10 million. Reporting to LATAM CFO. • Managed a US$ 3 million portfolio in ARS and USD bonds, using currency futures (dólar futuro) to reduce exchange rate exposure on debts with foreign suppliers. • Negotiated a cash capital contribution from shareholders and coordinated the capitalization of debt with Latin American subsidiaries for a total of US$ 4 million. • Led a pricing strategy alongside General Management to reduce slow-moving stock, improving working capital, profitability, and the company's cash position. • Drove the adoption of artificial intelligence in Accounting and Tax department processes.

Responsible for Treasury, Controlling, Accounting, and Tax departments. Annual sales: US$ 15 million. • Led a US$ 20 million debt restructuring and organized a regional project to design and execute the financial strategy, securing long-term funding sources. • Developed the business plan for the company’s restructuring, which led to the discontinuation of several business lines representing 30% of annual revenue and a reduction in headcount. • Directed the budgeting and monthly closing processes, supervising the Global Shared Service Center in India, and coordinated the execution of external and internal audits.

Responsible for the Finance department, managing a team of 25 people. Annual sales: US$ 40 million. • Led the execution of new bank financing strategies to strengthen cash flow. • Reduced non-operating costs by 10% within 3 months by redefining services and negotiating new pricing with suppliers.

Responsible for a team of 35 people. Annual revenue: US$ 120 million. Proficient in SAP S/4 HANA. • Reorganized financial planning, extended supplier payment terms, and secured the expansion of bank credit lines to ensure the payment of US$ 8 million in monthly imports. • Implemented improvements in collection processes, achieving greater efficiency in analyst management to increase monthly collections by 8% within 6 months.

In charge of the Credit and Collections department for the new "Savings Plan" business unit. • Participated in the business startup, achieving target market validation, drafting credit and collections policies, mapping operational processes, and implementing the ERP system.

Responsible for credit risk management and collections of a portfolio of 450,000 credit cards. Led 2 departments with a team of 65 people. • Led the credit policy review, reducing new customer onboarding by 20% and improving portfolio profitability, with a US$ 5 million increase in annual profits within 18 months. • Designed and executed the call center reorganization with new technology and management workflows, achieving 15% more effective contacts and US$ 40 million in monthly collections.

Responsible for the commercial relationship with Banco Servicios Financieros Carrefour, the companý’s strategic partner. • Managed the renewal of service agreements valued at US$ 16 million annually, which required headquarters approval.

Responsible for developing financial products and insurance sales. • Drove the launch of the Mastercard Cetelem card and negotiated go-to-market strategies, achieving US$ 9 million in monthly purchases.

Responsible for developing financial products and insurance sales. • Promoted the creation of the Cetelem Mastercard credit card and negotiated new marketing strategies, achieving a purchase volume of USD 9 million per month.

Responsible for coordinating and monitoring the annual budget and accounting closings at an automotive window manufacturing plant.