Balázs Kovács, MBA

Managing Director @ VIVBER Kft.

About

“Leadership means action, not position.” I have been working as Managing Director in the rail vehicle sector, electrical manufacturing sector & domestic electrical switchgear assembling market at the company VIVBER Kft for almost a decade. I have been managing alone directly the total operation of the company. The risk approach, financing knowledge, company analysis methods and quality approach arising from my banking past are an extremely great advantage in my daily work. Under my leadership, VIVBER has embarked on a growth track with continuous staff expansion (from 150 to approx. 250 people), with sales revenue increase (from 5,7 m eur to 12,5 m eur) and many investitions (approx 5,5 m eur). The technology has risen to a high level in the framework of two high-volume tenders. As part of the investment, two solar parks, the purchase of new production machines, the construction of a logistics hall & assembly hall and numerous infrastructural investments were implemented. I gained more than 12 years of experience in the field of bank financing at two large domestic financial institutions. During my work, I dealt with a wide spectrum of corporate, project and structured financing. Large construction, industrial, IT, technology and manufacturing companies made up my client relationship portfolio.

Country

City

Hungary

Industry

Railroad Manufacture

Skill

Investment Strategies, Manufacturing Process Improvement, Strategic Planning, Business Strategy, Banking, Commercial Banking, Corporate Finance, Business Analysis, Risk Management, Financial Risk, Management, Credit, Customer Relations, Credit Risk, Financial Analysis, Portfolio Management, Retail Banking, People Management, Leadership, Production Management

Experience

Managing Director

VIVBER Kft.

2015-3 - Present · 11 yrs 6 mos

Bicske

- Managing daily operations of the Company, mainly Production, Financial, Accounting, IT, Logistic, Procurement, Health and safety, HR, Facility management departments, introducing forward-thinking strategies to accomplish goals. - Planning annual budget of all departments of the company. - Active participation in daily decisions of production. - Keeping in touch with management and key players of partners and major suppliers. - Exercising continuous cost control (financial, business operation, etc.) to maximize profitability. - Active participation in the company's decisions related to production, customers and quality issues. - Driving strategic improvements to enhance operational and organizational efficiencies. - Fostering company’s culture to increase morale and reduce employees fluctuation. Member of VIV Group | 100% hungarian owned manufacturing company | main activity in railway sector | export oriented market position Vivber Kft. is engaged in the manufacturing of welded metal structures, cable assemblies and harnesses, surface treatment, and the assembling of electrical switchgears in Bicske. It has an annual turnover of EUR 12,5 million and a staff of approx 250. Company has high-tech machines and equipments park thanks to last years investments. In accordance with the high quality requirements of railways, as well as the specifics of each sector, it has the following standards: ISO 9001:2015, ISO 14001:2015, ISO 45001:2018, ISO 50001, BS OHSAS 18001:2007, EN ISO 3834-2, EN 15085-5/CL1, DIN 6701/A2, DIN 2303/Q1, DB TL, QUALICOAT, UL, SIVACON S8. www.vivber.hu - facebook.com/vivberkft

Corporate Senior Relationship manager

MKB Bank

2008-3 - 2015-2 · 7 yrs

Budapest

Managed portfolio: large-scale entrepreneurs, total limits more than 150 m eur Focused sectors: construction, technology, logistic, IT Participation in the introduction/launching of several banking processes and new projects (CRM, workflows, sales support). - Developing tailored solutions to meet individual banking needs. - Using wide range of banking products (mainly: bankguarantees, o/d loan, investment & aquisition loans, etc.) - Forging impactful relationships with customers to boosting customer satisfaction ratings. - Liaising with customers, management and risk department to better understand customer needs and recommend appropriate solutions. - Resolving problems with high-profile customers to maintain relationships and increase return customer base. - Collaborating with upper management to implement continuous improvements and exceed team goals. - Monitoring the development of economic life, obtaining continuous information on the operation and management of the companies belonging to the clientele. - In case of unfavorable tendencies, deterioration of the financial and market situation, take the necessary measures, report to the managers.

Relationship Manager Corporate Banking

OTP Bank Magyarország

2003-10 - 2008-3 · 4 yrs 6 mos

Budapest, Central branch

Managed portfolio: middle & large-scale entrepreneurs, total limits more than 100 m, Focused sectors: construction, FMCG, technology, and special deals (for example: financing of co-production films, etc.), Participation in the introduction/launching of banking processes (new corporate pricing modell, sales support), Participation in the setting up of new back-office organisation as a member almost in all departments. - Developing tailored solutions to meet individual banking needs. - Using wide range of banking products - Forging impactful relationships with customers to boosting customer satisfaction ratings. - Liaising with customers, management and risk department to better understand customer needs and recommend appropriate solutions. - Resolving problems with high-profile customers to maintain relationships and increase return customer base. - Collaborating with upper management to implement continuous improvements and exceed team goals.