Ayush Agrawal

Senior Product Manager @ Wibmo

About

Product Manager with experience building consumer apps, agent apps as well as B2B API products in payments, fintech and banking space. I'm at my best when brainstorming 0-1 problems, analyzing data to build effective solutions and building roadmaps.

Country

India

City

Gurugram

Industry

Financial Services

Skill

Product Strategy, User Experience (UX), Product Launch, Google Analytics, SQL, Product Requirements, Regulatory Compliance, Strategy, Analytical Skills, Microsoft PowerPoint, Microsoft Excel, Identity and Access Management (IAM), Extract, Transform, Load (ETL), Mentoring, Agile Methodologies, Web Applications, Mobile Applications, API Development, Business-to-Business (B2B), Product Road Mapping

Experience

Senior Product Manager

Wibmo

2024-5 - Present · 2 yrs 5 mos

Gurugram, Haryana, India

Driving FRM platform - Trident

Executive Product Manager

Paytm Payments Bank

2023-4 - 2024-5 · 1 yr 2 mos

Driving Paytm Payments Bank mobile app.

Product Manager

Paytm Payments Bank

2021-6 - 2023-3 · 1 yr 10 mos

Noida, Uttar Pradesh, India

End to end ownership of AePS payments (Aadhaar Enabled Payment Scheme), an NPCI payment scheme similar to IMPS/UPI. Built B2B API solutions for fintech partners, as well as App and Web flows for Bank's own BC Agent network. Oversaw 2x growth in AEPS volumes to become top 5 acquirer bank, while maintaining one of the lowest fraud rate. Built chargeback automation APIs and reconciliation platform for both issuer and acquirer side.

Placement Mentor, Core Team Member, Team Disha

Indian Institute of Management, Lucknow

2019-9 - 2020-11 · 1 yr 3 mos

Lucknow, Uttar Pradesh

Led the Product Management preparation. Launched IIML's first Product Management casebook.

Summer Intern

Deloitte

2020-4 - 2020-6 · 3 mos

Received PPI 1. Carried out assessment of payment processing platform providers (like Fiserv, ACI) for large banks and perform a comparative analysis of their offerings. 2. Performed capability benchmarking of 13 authentication & fraud solution providers like Okta & LexisNexis to create partnership recommendations.

Senior Software Engineer

Bank of America

2018-7 - 2019-5 · 11 mos

Lead Developer for monitoring applications on a Risk and P&L calculation platform processing 7 million+ Fixed Income and derivatives trades/day. This was adopted by 25-member engineering ops team to efficiently resolve 70+ incidents per week. Solved Observability problems by building dashboard to visualize server utilization trends. This was used by developers across 5 verticals to optimally pool hardware across 120 trading desks. Received Global Recognition Award for this effort.