Audrey Clevenger

I bring a rare combination of vision and pragmatism. I’m a strategic data-driven leader with a proven track record in FinTech / Financial Services and a passion for using data and customer feedback to drive meaningful outcomes. My career has been centered on building and scaling consumer lending products and processes, with a focus on balancing growth, risk, and customer experience. As a General Manager, for multiple products, I’ve owned P&L performance, directed product roadmaps, and partnered across finance, marketing, engineering, and operations to deliver growth strategies that work in the real world. What drives me most is the opportunity to tackle complex problems with confidence and innovation. My analytical mind is fueled by curiosity and a drive to improve systems, while my leadership style is rooted in collaboration and clarity. I look several steps ahead, anticipate challenges, and plan with contingencies in mind — enabling me to guide teams through ambiguity and deliver results even in uncertain markets. I set high standards for myself and others, and I thrive in environments where continuous improvement and strategic thinking translate into tangible impact. Whether refining underwriting models, leading customer-focused initiatives, or exploring new market opportunities, I bring both rigor and resilience. 𝐓𝐨𝐩 𝐂𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐢𝐨𝐧𝐬 💵 Delivered $3.5B+ in loan originations while lowering acquisition costs. 📊 Strengthened portfolio stability by exceeding default mitigation targets by 30%. ⚙️ Built dashboards and models that improved decision-making and campaign performance. 🚀 Launched and scaled a refinance product to 400% of target while maintaining profitability. 📈 Surpassed Net Interest Margin (NIM) targets by 20% through data-driven pricing optimization. 📌 Outperformed Return on Equity (ROE) goals through strategic digital marketing and segmentation. 🤖 Led the development of AI-driven segmentation targeting and prescreen logic for all marketing campaigns. 🎯 Added $500M+ in incremental volume by implementing a new credit scoring model using Agile methodologies. 𝑷𝒆𝒓𝒔𝒐𝒏𝒂𝒍 𝑴𝒐𝒕𝒕𝒐 "Assume nothing. Question everything.”