Asmau A.

Asmau A.

Chief AI & Data Officer @ Varo Bank

About

​A grounded and transformative technology and AI product executive, known for driving commercial growth through radical yet responsible innovation across enterprise and consumer markets. Asmau currently serves as Chief AI & Data Officer at Varo Bank, where she leads the bank’s AI and data product, engineering, and strategy. She joined Varo to build an AI-first digital bank, translating advanced AI into customer experience and business outcomes while partnering across financial product teams, risk, and compliance to deliver responsible innovation at scale. Earlier, as part of the executive leadership at GoogleX, Asmau co-led a team of 600 engineers, data scientists, and researchers in developing next-generation AI and ML-driven enterprise and consumer products. At Google, she led AI-powered personalization and trust advancements across Search, Ads, Gemini, Shopping, and Maps—architecting data-driven systems that optimized the full AI lifecycle from model training to deployment, balancing engagement, performance, and regulatory compliance. Earlier, she worked with CEOs and CTOs of eight global banks, driving innovation in payments, data security, cloud, and fraud prevention, integrating technology development with strategic M&A while navigating complex regulatory landscapes. A builder at heart, Asmau thrives in high-stakes environments where technology meets business, delivering high-impact solutions that drive growth and trust.

Country

United States

City

New York

Industry

Internet

Skill

Technology Management, Corporate Governance, Executive Advisory, Product Innovation, Portfolio Management, Research and Development (R&D), Management Consulting, Open Innovation, Creator Economy, Computer Vision, Knowledge Graph-Based Recommendation, Search Engine Ranking, FinTech, Senior Stakeholder Management, Innovation Development, Organizational Leadership, Cross-Cultural Communication Skills, Environmental, Social, and Governance (ESG), Machine Learning, Artificial Intelligence (AI)

Experience

Varo Bank

Chief AI & Data Officer

Varo Bank

LinkedIn
2025 - Present · 1 yr

Chief AI & Data Officer at Varo, leading AI Product and the intelligence layer of the bank. Varo is one of America’s only nationally chartered digital banks, backed by Warburg Pincus, enabling end-to-end ownership of the data and AI stack to power AI-driven product experiences and decisioning across the business. Leads enterprise-wide AI and data strategy spanning platform infrastructure, applied ML systems, analytics, and GenAI adoption. Embedding responsible AI across customer and operational touchpoints, including Product, Engineering, Risk, and Compliance, to drive growth, efficiency, financial inclusion, and regulatory-grade trust.

rinnce

Founder

rinnce

LinkedIn
2021 - Present · 5 yrs

Rinnce is a responsible innovation center for board members and senior executives who have to make the hard calls about AI. We offer advisory, labs, and immersive training simulations that build real AI innovation and governance muscle.

Pony.ai

Independent non-executive Director

Pony.ai

LinkedIn
2024 - Present · 2 yrs

Board Member and Audit Committee Member at Pony.ai (NASDAQ: PONY, HKEX: 2026), a global autonomous driving leader, providing governance oversight through dual-primary listings that raised over $1.4 billion, the largest autonomous driving IPOs in both the US (2024) and globally (2025).

QuinStreet

Member Board of Directors

QuinStreet

LinkedIn
2021 - Present · 5 yrs

Member of the Audit Committee QuinStreet Inc (NASDAQ: QNST) is a performance marketing company that uses data and technology to connect businesses - primarily in financial and home services - with high-intent online consumers.

X, The Moonshot Factory

Member of the Leadership Team at GoogleX

X, The Moonshot Factory

LinkedIn
2021 - 2024 · 3 yrs

Reported directly to the CEO and served as a member of the leadership team at GoogleX. I was responsible for co-running the factory along with five other leaders. Tasked with building the next Google-scale products and businesses, I co-led a team of approximately 600 innovators, data scientists, and engineers focused on developing breakthrough AI technologies. Check out x.company to learn more about our work. Following my departure, I continued to serve as an advisor and played an instrumental role in closing a pivotal deal with Wing/Walmart.

Google

Senior Director of Product Management

Google

LinkedIn
2021 - 2024 · 3 yrs

Oversaw a team of Product Management Directors and their specialized teams in AI/ML, Personalization, Privacy, Content Moderation and Safety, and Kids and Family. Drove product innovation across Google Ads, Search, Gemini, Maps, and Shopping while ensuring proactive regulatory compliance. Partnered with senior executives company-wide, including the GMs for Search, Geo, Shopping, and our Chief Privacy Officer, to deliver a cohesive approach to serving user needs. Focused on crafting transformative user experiences underpinned by data-driven insights and a steadfast commitment to user trust in an era defined by personalized AI interfaces.

Creative Artists Agency

Member Board of Directors

Creative Artists Agency

LinkedIn
2021 - 2024 · 3 yrs
Bank of America

SVP/ Managing Director, Portfolio Lead and Technology Executive

Bank of America

LinkedIn
2018-1 - 2021-1 · 3 yrs 1 mo

New York, New York

Architect of solutions and products serving the combined customer base of the largest global banks. Ran CEO-led initiative to advance tech-enabled financial industry collaborations and innovations for the eight Systemically Important Banks, including Bank of America, JPMC, Citibank, Wells Fargo, Morgan Stanley, BNYM, State Street, and Goldman Sachs. Partnered with leaders across the eight banks to run a portfolio of 14 consumer and enterprise products. Examples: Authentify (privacy platform built in partnership with EWS on the Zelle payment network), FS Arc (Cybersecurity), and several Fraud, KYC, and AML solutions.

Capital One

Enterprise Product Leader | Money Movement and Payment

Capital One

LinkedIn
2016 - 2018 · 2 yrs

New York, New York

Oversaw enterprise digital product and strategy for two essential customer-facing products and experiences, (1) Customer Profile and (2) Money Movement / Payment Solutions. Managed a team of product managers, and analysts to develop, and enhance products, services and experiences designed to build deep human centered and data driven relationships with the banks consumers across all LOBs.

Plum Perfect (exit 2017)

CEO, Founder, Engineer and Product Architect

Plum Perfect (exit 2017)

2013 - 2018 · 5 yrs

https://www.asmauahmed.com/press

Founded and scaled venture-backed visual search, shopping and advertising technology company embraced by top retailers such as Target Corporation, and the Home Shopping Network, major brands, and millions of customers globally. Secured patents for visual recommendation and advertising technologies.Developed mobile (iOS and Android), web and in-store applications in multiple languages for Plum Perfects D2C business and for the “powered by Plum Perfect” experiences on partner platforms.

Education

Columbia Business School

Columbia Business School

LinkedIn

Finance and Entrepreneurship

University of Virginia

University of Virginia

LinkedIn

Engineering

Asmau A.'s Contact Information

Email

******@***.com

Phone

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