Asmau A.
Chief AI & Data Officer @ Varo Bank
About
A grounded and transformative technology and AI product executive, known for driving commercial growth through radical yet responsible innovation across enterprise and consumer markets. Asmau currently serves as Chief AI & Data Officer at Varo Bank, where she leads the bank’s AI and data product, engineering, and strategy. She joined Varo to build an AI-first digital bank, translating advanced AI into customer experience and business outcomes while partnering across financial product teams, risk, and compliance to deliver responsible innovation at scale. Earlier, as part of the executive leadership at GoogleX, Asmau co-led a team of 600 engineers, data scientists, and researchers in developing next-generation AI and ML-driven enterprise and consumer products. At Google, she led AI-powered personalization and trust advancements across Search, Ads, Gemini, Shopping, and Maps—architecting data-driven systems that optimized the full AI lifecycle from model training to deployment, balancing engagement, performance, and regulatory compliance. Earlier, she worked with CEOs and CTOs of eight global banks, driving innovation in payments, data security, cloud, and fraud prevention, integrating technology development with strategic M&A while navigating complex regulatory landscapes. A builder at heart, Asmau thrives in high-stakes environments where technology meets business, delivering high-impact solutions that drive growth and trust.
United States
New York
Internet
Technology Management, Corporate Governance, Executive Advisory, Product Innovation, Portfolio Management, Research and Development (R&D), Management Consulting, Open Innovation, Creator Economy, Computer Vision, Knowledge Graph-Based Recommendation, Search Engine Ranking, FinTech, Senior Stakeholder Management, Innovation Development, Organizational Leadership, Cross-Cultural Communication Skills, Environmental, Social, and Governance (ESG), Machine Learning, Artificial Intelligence (AI)
Experience

Chief AI & Data Officer
Chief AI & Data Officer at Varo, leading AI Product and the intelligence layer of the bank. Varo is one of America’s only nationally chartered digital banks, backed by Warburg Pincus, enabling end-to-end ownership of the data and AI stack to power AI-driven product experiences and decisioning across the business. Leads enterprise-wide AI and data strategy spanning platform infrastructure, applied ML systems, analytics, and GenAI adoption. Embedding responsible AI across customer and operational touchpoints, including Product, Engineering, Risk, and Compliance, to drive growth, efficiency, financial inclusion, and regulatory-grade trust.

Independent non-executive Director
Board Member and Audit Committee Member at Pony.ai (NASDAQ: PONY, HKEX: 2026), a global autonomous driving leader, providing governance oversight through dual-primary listings that raised over $1.4 billion, the largest autonomous driving IPOs in both the US (2024) and globally (2025).

Member of the Leadership Team at GoogleX
Reported directly to the CEO and served as a member of the leadership team at GoogleX. I was responsible for co-running the factory along with five other leaders. Tasked with building the next Google-scale products and businesses, I co-led a team of approximately 600 innovators, data scientists, and engineers focused on developing breakthrough AI technologies. Check out x.company to learn more about our work. Following my departure, I continued to serve as an advisor and played an instrumental role in closing a pivotal deal with Wing/Walmart.

Senior Director of Product Management
Oversaw a team of Product Management Directors and their specialized teams in AI/ML, Personalization, Privacy, Content Moderation and Safety, and Kids and Family. Drove product innovation across Google Ads, Search, Gemini, Maps, and Shopping while ensuring proactive regulatory compliance. Partnered with senior executives company-wide, including the GMs for Search, Geo, Shopping, and our Chief Privacy Officer, to deliver a cohesive approach to serving user needs. Focused on crafting transformative user experiences underpinned by data-driven insights and a steadfast commitment to user trust in an era defined by personalized AI interfaces.

SVP/ Managing Director, Portfolio Lead and Technology Executive
New York, New York
Architect of solutions and products serving the combined customer base of the largest global banks. Ran CEO-led initiative to advance tech-enabled financial industry collaborations and innovations for the eight Systemically Important Banks, including Bank of America, JPMC, Citibank, Wells Fargo, Morgan Stanley, BNYM, State Street, and Goldman Sachs. Partnered with leaders across the eight banks to run a portfolio of 14 consumer and enterprise products. Examples: Authentify (privacy platform built in partnership with EWS on the Zelle payment network), FS Arc (Cybersecurity), and several Fraud, KYC, and AML solutions.

Enterprise Product Leader | Money Movement and Payment
New York, New York
Oversaw enterprise digital product and strategy for two essential customer-facing products and experiences, (1) Customer Profile and (2) Money Movement / Payment Solutions. Managed a team of product managers, and analysts to develop, and enhance products, services and experiences designed to build deep human centered and data driven relationships with the banks consumers across all LOBs.

CEO, Founder, Engineer and Product Architect
Plum Perfect (exit 2017)
https://www.asmauahmed.com/press
Founded and scaled venture-backed visual search, shopping and advertising technology company embraced by top retailers such as Target Corporation, and the Home Shopping Network, major brands, and millions of customers globally. Secured patents for visual recommendation and advertising technologies.Developed mobile (iOS and Android), web and in-store applications in multiple languages for Plum Perfects D2C business and for the “powered by Plum Perfect” experiences on partner platforms.
Asmau A.'s Contact Information
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