Anh Nguyen

- Manage a $250MM portfolio (total credit exposure) of Companies with $20MM - $250MM in revenue - Underwrite $500M-$80MM deals for Lead, Participation and Single Bank C&I transactions - Prepare loan approvals/amendments/renewals in compliance with internal credit policies & external regulatory requirements - Analyze company performance, impact of industry/competitive dynamics & macroeconomic events for each borrower - Prepare detailed financial projections, modeling, and sensitivity analysis in MRA: Base case, Stress case & Break Even case - Propose the risk rating, loan structure, financial covenant and pricing on new accounts and renewals - Complete ongoing periodic credit servicing of loans within the portfolio to include quarterly financial analysis, validation of financial covenants and adjusting availability on borrowing bases - Interact with clients, members from other bank groups, and internal colleagues for existing and new credit opportunities - Mentor/help with the development of junior underwriters and assist with the onboarding of new personnel

- Assisted in the financial analysis, credit underwriting and approval process for clients with liquidity of $1MM or more in the Private Wealth Management line of business - Interfaced with Credit Risk Approvers, Client Advisors, Credit Advisors, Credit Support Specialists and Clients for annual reviews, renewals and new credit opportunities - Coordinated credit and loan portfolio administration compliance to include monitoring past dues, CMT ticklers, covenants compliance and prism errors

- Prepared annual renewals and reviews for borrowers with revenues of $2.5MM to $750MM for various lines of business such as C&I, CRE, I&G, Commercial Dealers & Middle Markets - Assessed credit worthiness through the analysis of complex business and personal financial data - Evaluated and track clients’ borrowing bases, covenants and monitoring requirements to ensure compliance; report breaches to underwriters and credit officers to mitigate risks to the Company

- Performed industry and market comparisons; summarize due diligence findings in credit memo - Identified corrective actions on the borrower’s financial covenants and borrowing base margins - Participated in sales calls and presentations with account managers, customers and prospects

- Analyzed statistical data and performed quality review of the client deliverables and write ups - Prepared and summarized observations and findings in monthly executive management reports - Identified any quality/system control risks in the underlying data and processes to management