andy awad

internal loan consultant

About

Internal Loan Consultant with over 7 years of experience in the field of finance, banking and productive sales. Proven to close loans in less then 25 days and known to be effective managing high volume pipelines. Awarded for consistently providing superior customer satisfaction and exceeding monthly goals. Innovative in pre underwriting, validating and processing conventional non-conforming (Jumbo) and conforming loans. Recognized for being very analytical and an exceptional critical thinker. Accustomed to work with little or no supervision and can multitask effectively in a fast pace environment.

Country

united states

City

santa ana

Industry

financial services

Skill

loans, mortgage lending, credit, banking, loan origination, credit analysis, mortgage banking, consumer lending, refinance, retail banking, residential mortgages, portfolio management, fha, credit risk, financial analysis, lines of credit, underwriting, sales, regulatory guidelines

Experience

sales and leasing consultant

mission hills nissan

2000-3 - 2005-1 · 4 yrs 11 mos

* Responsible for obtaining new prospects daily through outbound sales calling * Delivered superior customer satisfaction and efficiently resolved customer issues and concerns * Regularly assigned to open and/or close store * Demonstrated new and pre owned vehicles followed by completing and submitting sales applications to our finance department for immediate closing * Constantly chosen to train sales employees and provided methods to showcase vehicles more effectively * Recognized for negotiating and finalizing countless deals without manager intervention

internal loan consultant

loandepot

2013-12 - Present · 12 yrs 10 mos

home loan processor 4

wells fargo home mortgage

2011-10 - 2013-11 · 2 yrs 2 mos

* Duties included: * Supporting NCO Senior Underwriters by validating conditions on conforming, high balance, non-conforming and Wealth Management loans * Administer strong interpersonal skills to build and maintain professional relationships with clients, * vendors and co-workers * Daily navigation of multiple systems & processes to obtain declaration pages, property taxes, appraisals reports, property profiles, flood certificates, project approvals etc… * Re-structure loans on a regular bases to fit guidelines & lending program requirements * Regular review of personal and business tax returns, credit reports, asset statements, Hazard insurance ho6 and/or master policies, Hud1’s, preliminary title reports & various legal documents * Validate proper use of spread sheets that include but are not limited to Wage Earner tool, 1084, asset dissipation, hybrid and rental spreads. * Provide exceptional customer service experience when interacting with clients and Team Members

personal banker

wells fargo

2005-1 - 2011-10 · 6 yrs 10 mos

* Enhancing and retaining customer relationships through cross selling products and services that are beneficial * Collaborating daily with Wells Fargo partners, maximizing sales opportunities * Supported the Management Team in their absence and assigned to cover the floor on a regular bases * Proven through quarterly scores to be a consistent champion in compliance with Centralized Quality Assurance * Assigned to lead the Quality Assurance committee and responsible for coming up with ways to better the Sales team’s score in this area * Successfully provided bankers with strategies implementing customized habits addressing all federal regulations and company policies saving the organization thousands of dollars in compliance errors