André C.

- AI-driven transformation of the Finance function - Revenue Strategy - FP&A - Investor Relations - Long term planning - Fundraising - Support on M&A and other special projects

- Support on M&A, Capital Allocation and New Ventures related decisions through financial modeling - Forecasting of financial performance - Cash Flow projection, Working Capital and Runway Analysis - Support on the creation and development of the Litigation Finance Business Unit (purchase of legal claim assets) - Creation of a standardized budgeting model and cost control processes together with the business units and function units - Improvement of several processes in Finance to create operational efficiency - Responsible for creating and updating the Financial Reports to C-Level, Board and Investors

- Development of PnL view on Business Unit level through activity-based costing - Created financial forecasting models for new ventures - Credit and Banking - in order to provide useful information for the board of directors and to promote data-driven financial decisions.

- Performed key treasury functions, including cash management, cash flow projection, funding activities, and liquidity risk control, bank reconciliations, profit and loss (PnL) statements, STR (Sistema de Transferência de Reservas) operations. - Contributed to key activities in the Treasury Department role, focused on securing funding through securitization and enhancing the funding process to minimize operational errors. Collaborated closely with the Accountability team to develop a streamlined bank reconciliation process, simplifying the accounting of complex treasury operations. - Facilitated the onboarding of new treasury products, processes, and debt capital market (DCM) operations, ensuring seamless integration into daily workflows. - Conceptualized the Cost of Funds Curve, providing a valuable tool for financial product pricing. - Partnered with software developers to design and implement new tools and features to support funding operations amid rapid organizational growth.

- Led critical initiatives within the Risk Department to bolster the company's financial security and manage client risk profiles, overseeing credit assessments, high-risk business model evaluations, and remediation processes for clients with elevated chargeback incidences. The efforts included the design and implementation of a risk scoring model for client credit analyses, which supported a 10x growth trajectory by introducing a streamlined, scalable process that required minimal oversight. - Pioneered a process for assessing the feasibility and associated risks of offering receivables advancing services, balancing rapid company growth with risk mitigation. This was conducted through protocols for pre-onboarding risk evaluations and post-onboarding monitoring, encompassing assessments of clients' business models, financial stability, and risk maturity This included negotiating security deposits where necessary to protect the company from potential exposure. - Enhanced communication with high chargeback clients and reduced exposure to penalties from major credit card brands through monitoring and reporting systems. The contributions also extended to executive-level communication, where I developed a bi-weekly risk report model that provided information into emerging risk patterns and high-stakes clients, ensuring proactive risk management.

- Built a tool to calculate automatically the direct taxes, reducing by 60% the time taken to finish this activity and also the probability of operational mistakes. - Helped the company to create a marketing campaign to boost the sales of middle-income segment apartments. - Mapped the processes of the incorporation area to support the organization across teams. - Analyzed the economic viability of real state projects and assessed their sales and marketing expenses in order to define the best way to budget them.