andrew conroy

* Develops and manages executive relationships with national level debt and equity accounts; services banks, * investment firms, insurance companies, REITs, hedge funds, CMBS investors, developers, and more * Builds monthly sales pipeline; executes business plan to grow revenue, utilizes consultative selling across client verticals * Works to expand relationships into strategic advisory, portfolio management software, digital marketing, and other risk * analytic solutions

* Worked with borrowers unable to meet loan obligations to generate creative solutions to financial obstacles * Evaluated companies’ and individuals’ credit worth; Wrote credit approvals and denials providing detailed rationale for lending decisions * Compiled and manipulates commercial loan information for monthly board reports including: New Loan Production, Criticized Asset Reports, Loan Delinquency Reports, Troubled Debt Restructuring, High LTV Commercial Real Estate Loans, Recommended Charge Offs, OAO and OREO analysis * Accumulated and organized loan documents; Provides breakdown of commercial loans in order to receive Federal Reserve funded lines of credit * Met with borrowers to sign and complete loan documents * Attended to borrowers’ customer service needs * Analyzed businesses’ borrowing base certificates ensuring the extension of proper loan sums * Conducted site inspections on Allied First’s collateral * Reviewed commercial real estate appraisals; Checked for accuracy of valuations

* Consulted with clients on best methods to implement information and products into their workflow including business development, acquisitions, underwriting, asset and portfolio management, capital markets, and investor relations * Piloted national accounts team format later put into effect company-wide; executed vision to more efficiently sell and manage major West Coast accounts * Consistent high performer, exceeding targeted increases in revenue and client retention * Managed over 2000 clients across 70+ companies and 300+ locations nationwide

* Financing commercial real estate, working capital lines of credit, and equipment loans * Manages a loan portfolio: recognizing opportunities to expand banking relationships, and referring the customer to the proper team member, working overdrafts and past dues, collecting client financials * Underwriting loans less than $1MM, including debt service coverage evaluation, collateral analysis, assessing guarantor creditworthiness, handling loan covenants and stress testing models * Uses sound judgment while negotiating loan terms, and structuring debt * Takes the lead coordinating with internal departments to insure a smooth loan funding process * Experience Analyzing business financial statements

Minored in Political Science"]