Andres Restrepo

Senior Vice President @ United Community

About

As Senior Vice President at United Community, my focus lies in managing and expanding a robust portfolio of commercial clients, ensuring the delivery of superior loan products coupled with unyielding credit standards. Our team's mission is to enhance yields and accelerate client turnaround times without sacrificing quality—a balance I have honed over my tenure in the banking industry. With a steadfast dedication to portfolio growth and client satisfaction, my expertise in commercial and real estate lending has been instrumental in fostering relationships with quality borrowers. My approach integrates meticulous risk management with strategic business development, contributing to United Community's reputation for reliability and exceptional service in the financial sector.

Country

United States

City

Miami-Fort Lauderdale Area

Industry

Banking

Skill

Senior Administration, Rates, Career highlights include developing and growing a highly profitable mortgage le, Highly effective Bank Executive and Lender with global perspective and internati, Small Business Lending, Commercial Banking, Banking, Commercial Mortgages, Credit, Consumer Lending, Loans, Portfolio Management, Financial Structuring, Credit Analysis, Commercial Lending, Asset Based Lending, Mortgage Lending, Mortgage Banking, Finance, Loan Origination

Experience

Senior Vice President

United Community

2021-10 - Present · 4 yrs 11 mos

Coral Gables, Florida, United States

Managing and developing a growing portfolio of quality commercial borrowers. I continue to offer the loan products offered by the bank while strengthening credit standards and improving yields on these assets. Since returning to the bank I have focused on growing the portfolio of business clients with quicker turnaround times but without compromising credit standards.

Senior Vice President

Pacific National Bank

2017-9 - 2021-10 · 4 yrs 2 mos

Miami/Fort Lauderdale Area

Senior Vice President

First National Bank of South Miami

2013-5 - 2017-9 · 4 yrs 5 mos

Commercial and Real Estate Lending Developing a new residential portfolio mortgage program in addition to offering the wide variety of banking services of this well-established, family-owned, community bank with a tradition of serving the South Miami community dating back 70 years.

Executive Vice President / Chief Lending Officer

PROFESSIONAL BANK® (commercial bank)

2011-5 - 2013-4 · 2 yrs

Miami/Fort Lauderdale Area

Manage all lending activities including loan production, credit administration and loan operations. Developed residential lending program to take advantage of opportunities arising from recent changes in the mortgage industry.

Executive Vice President / Chief Lending Officer

Helm Bank USA (commercial bank)

1993-6 - 2011-4 · 17 yrs 11 mos

miami/fort lauderdale area

Managed residential and commercial real estate lending (including construction loans); consumer and commercial (C&I) loans; small business lending (SBA Loans); asset-based lending and trade finance. Managed special assets department. Built Lending Department to “safe-and-sound,” profitable and efficient operation. Bank consistently ranked among five most profitable in Florida.

Vice President / Corporate Lending

Eagle National Bank (sold to Sabadell Bank)

1990-3 - 1993-5 · 3 yrs 3 mos

Developed and managed portfolio of domestic, international, commercial and corporate clients, including trade finance and international lending. Developed and grew SBA Guaranteed Lending Program.