Andre Lopes
Head de Produtos @ Quod
About
Product & Platform leader specialized in fraud prevention, credit risk and decisioning systems for financial institutions. I build, scale and evolve B2B platforms that sit at the core of risk and revenue decisions — helping companies reduce fraud, improve approval rates and drive sustainable growth. Throughout my career, I’ve led product initiatives at leading players in the credit and data ecosystem, including Quod, Serasa Experian, Boa Vista and Idwall, working across new product development, portfolio expansion and scaling platforms used by large financial institutions. I combine a strong technical foundation — across architecture, data and engineering — with a business-driven mindset, enabling me to translate complex technology into scalable solutions that directly impact revenue, risk and customer experience. I operate at the intersection of product, data and engineering, leading multidisciplinary teams and contributing to strategic decisions that balance risk, customer experience and business performance. My experience includes:- Credit risk and decisioning platforms - Fraud prevention and identity solutions - Data-driven products for financial institutions - New product development and portfolio expansion - Scalable B2B platforms and ecosystems
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Brazil
Information Technology & Services
Gestão de pessoas, Gestão de engenharia, Liderança de equipe multifuncional, Desenvolvimento de software, Desenvolvimento de produtos de tecnologia, Tecnologia da informação, IT Solutions, Product Development, Product Management, Negotiation, Gestão, Credit, Collections, Credit Bureau, Credit Scoring, Marketing, Strategic Sales Plans, Sales, Pré-vendas, Solution Implementation
Experience

Senior Software Engineering Manager
São Paulo, Brazil
Leader of the following projects: •Identity validation application (MeuID). •Creation of the Idwall Platform that encompasses all company tools within a single ecosystem. •Responsible for enhancing workflow and best practices in software development. •Structuring the operation and sustaining solutions in a production environment. •Governance and effective use of technological resources aligned with the budget. •Responsible for delivery management, risk assessment, and resolving impediments, ensuring continuous improvement and quality. •Accountable for budgeting, presenting results, and indicators. Key achievements: •Development of the Idwall Platform - New product delivered with operations running in a TOP Brazilian bank. •Enhancements and necessary maintenance in the digital identity and biometric validation app (MeuID) and integrations aiming for new deals and increased revenue. •Organization of chapters and ceremonies, fostering greater engagement and participation among Kotlin, Swift developers, mobile leadership, and internal materials for reference. •Structuring of monitoring, alerts, and infrastructure for productive triggers using OpsGenie, Grafana, and Datadog. •Through enhanced delivery quality, improvements were made in deploy versus bugs indicators and in application performance and support. •Implementation and tracking of DORA metrics, leading to improved tracking of engineering team productivity. •Responsible for delivering a major partnership with a multinational card brand for the MeuID app for a biometric identity validation project.

Delivery Manager
Barueri, São Paulo, Brazil
•Responsible for the Consumer Positivo, Marketing Solutions, and Customer Journey (SME) tribes. •Engagement in the digital transformation process of projects under management and migration to GCP (Google Cloud Platform). •Diversification and simplification of platform usage across the corporation's various channels. •Management of roadmaps and projects in collaboration with IT. •Team management for implementation and customer support. •Management of results, P&L, opportunities, and strategic decisions to expand market share. •Direct involvement in strategic negotiations for consultative sales and partnership with the commercial area on improvements and opportunities. •Monitoring market players, benchmarking, and innovations. •Creation and planning of MVPs for strategic opportunities with different products from the Portfolio. •Development of new products: design, pricing, communication, and launch. •Definition of commercial use materials and business continuity for rapid adaptation of new professionals. Key achievements: Delivery of the Consumer Positivo Portal and APP: •With the advent of Positive Registration, bureaus were required to develop these channels so that every individual in Brazil has access to positive information. Delivery of various projects involving the use of decision platforms with direct billing of 12MM in 2018: •Projects for clients from diverse segments and various business stages such as Credit/Risk, Fraud Prevention, and Collection. •Some of these cases were internally used to enable new deals. •Delivery of the new product Digital Collection Platform for customer collection automation. •Digital transformation of areas under my responsibility and migration to the cloud.

Business Solutions Consultant
São Paulo, Brazil
Responsible for the following activities involving Decision Platforms: •Definition, monitoring, and delivery of projects. •Pre-sales and strategic negotiations. •Training the sales force in all regions of Brazil. •Quality analysis, testing, and implementation of Platforms. •Definition of technical integration and usage documentation. •Evaluation of product content and definition of internal reference materials. •Mapping deal needs, defining customizations and adjustments, actively participating in defining the roadmap with products and technology. •Evaluation of market competitors, products, and features. •Responsible for strategic deals involving North American clients. •LatAm representative of Decision Platforms in M&A processes for the region. •Evaluation and consultancy on strategies for credit, risk, fraud prevention, and collection policy automation. Key achievements: •Delivery of several projects using Decision Platforms as an entry point for consuming other company products. •Projects and consultancy resulting in reduced decision-making time (~90%), error reduction (99%), increased sales, and consequent reduction in delinquency. •Roadmap calibrated to the reality of strategic clients and increased financial relevance. •Revenue increase in the range of 10MM+/year.

Cofounder
All Solution
São Paulo, Brazil
•Responsible for understanding requirements and coding in .NET, VB, ASP, and Javascript using SQL and Access databases. •Implementation, monitoring, and operational support of applications. •Gathering indicators and relevant information for subsequent report creation.
Andre Lopes's Contact Information
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