Ammar Al Ghoul
Chief Financial Officer @ Retal
About
With over 25 years of strategic and operational cross finance experience, currently the Chief Financial Officer of Retal Urban Development Company PJSC, a leading real estate development company based in the Eastern Province in Saudi Arabia, offering a world class high quality developments in desirable destinations across the country. A Certified Public Accountant (CPA) and an MBA from London Business School, have helmed leadership roles, led major IPO & M&A transactions and extended to participating in driving both organic and non-organic growth across the MENA and EU regions for organizations such as Agthia Group PJSC in UAE, Al Fozan Holding Company, MS Pharma, and Deloitte; apart from serving on various advisory boards.
Saudi Arabia
Al Khobar
Real Estate
Initial Public Offerings (IPO), Mergers & Acquisitions (M&A), Financial Reporting, Corporate Finance, Financial Analysis, Financial Modeling, Financial Risk, Cost Accounting, IFRS, Mergers & Acquisitions, Strategic Planning, Business Planning, Financial Audits, Management Consulting, Due Diligence, Strategic Financial Planning, Internal Controls, External Audit, Analysis, Accounting
Experience

Chief Finance Officer
UAE - Abu Dhabi
Agthia is a leading Abu Dhabi based food and beverage company. Established in the UAE in 2004, and listed on the Abu Dhabi Securities Exchange (ADX) since 2005, the Agthia Group consists of a world-class portfolio of integrated businesses and brands. Agthia provide high-quality, trusted, and essential food and beverage products for customers and consumers across the GCC, Turkey, and the wider Middle East. The Company’s assets are located in the UAE, Saudi Arabia, Oman, Egypt and Turkey.More than 4,500 employees are engaged in manufacturing, distribution and marketing various food and beverage products : Water and Beverages (Al Ain Water, Al Ain Zero Water, Al Bayan Water, Alpin Natural Spring Water, Ice Crystal Water, Delta Water, Bambini Kids Water, Al Ain Fresh Juice, Capri-Sun Fruit Juice); Food (Grand Mills Flour, Yoplait Yogurt, Al Ain Tomato Paste, Al Ain Frozen Vegetables, Monty's Bakehouse Frozen Bakery products, The Grand Baker Ambient Bakery products, Pure Natural Convenience Food items, Date Crown Dates); Animal Feed (Agrivita, Al Wasmi, Anderson Hay)

Group Chief Financial Officer at MS PHARMA
Amman, Jordan
MS Pharma is a multinational pharmaceutical company headquartered in Amman – Jordan that manufactures and markets innovative products across Middle East, Africa and Europe. The company leverages 9 manufacturing sites in Algeria, Jordan, Turkey, KSA and Greece to sell its products in over 60 countries worldwide, with a capacity of 600 million boxes per year.

Chief Financial Officer
Khobar, Saudi Arabia
Al Fozan Holding Company is diversified multibillion US$ revenue group that includes over 60 subsidiaries, operates mainly in real estate, manufacturing, general building material trading, and retail & distribution, and general investment management activities.
Ammar Al Ghoul's Contact Information
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